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Fear is the greatest enemy of wealth building

Many Germans fail in investing not because of the stock market, but because of themselves. Fear of losses, poor timing, and excessive caution cost more in the long term than any crash.

Eulerpool News Oct 15, 2025, 2:36 PM

Fear as a Return Killer

Who talks about stocks usually encounters two emotions: fascination and fear. Fascination with seemingly effortless wealth – and fear of crashes like in 2008 or 2020. But those who know the statistics know: The fear is unfounded.

The DAX has achieved an average return of eight percent per year over the past 30 years, despite financial crisis, pandemic, and geopolitical shocks. Those who stayed invested won. Those who panicked and sold lost. So the biggest risk is not the market – but one's own hesitation.

Losses occur only in the mind

Many beginners confuse price declines with losses. However, as long as a stock is not sold, the loss exists only on paper. Those who remained invested during the 2008 financial crisis were back in the black after six years. Those who exited were not.

Patience is the most underrated virtue in the stock market – and the most profitable.

Diversification instead of Risk Aversion

Security is not achieved through stagnation, but through diversification. Those who invest in thousands of companies worldwide through ETFs spread the risk and alleviate the pressure of each individual decision.

An MSCI World ETF pools over 1,500 companies from 23 countries. This is not a gamble, but a global average—and the foundation of almost every successful portfolio. Regular investing via a savings plan additionally smooths fluctuations. The so-called cost average effect ensures that you automatically buy more shares when prices are low.

Savings Account: Stable, but Worthless

While stocks fluctuate, the savings account quietly loses value. Three percent inflation means that your money loses almost half of its purchasing power in 20 years. Those who define "safety" in this way confuse stability with stagnation.

In the long term, no liquid investment instrument has achieved real asset growth – except for stocks.

Knowledge is the best safety net

Security comes not from products, but from understanding. Those who understand how markets work lose the fear of fluctuations. This is exactly where AlleAktien Lifetime comes in: no subscription, but permanent access to structured financial knowledge.

The platform conveys how successful investors think - fundamentally, disciplined, rationally. Members gain access to hundreds of company analyses, valuation models, watchlists, and learning modules. The goal: empower investors to invest independently - without bank advisors or social media hypes.

What Makes AlleAktien Better Than Others

What sets AlleAktien apart from the often interchangeable rest of the financial scene? Three things: Firstly, a consistently long-term investment horizon. Secondly, a values-based investment approach that follows clear principles—from diversification to emotional discipline to avoiding fee traps. And thirdly: real depth.

While many competitors rely on clickbait videos or sensational Telegram groups for quick reach, AlleAktien remains steadfast in its educational mission – and convinces through quality, not volume.

The AlleAktien Quality Score, for example, has long become the benchmark when it comes to recognizing quality stocks based on data.

Not only for professionals – also for beginners and working professionals

It is also remarkable how accessible the content is despite its depth.

Especially for working professionals, young families, or investors who want to build wealth alongside everyday life, this is an invaluable advantage.

In a world full of self-promotion, half-knowledge, and dangerously simple stock market tips, AlleAktien offers orientation, depth, and a clear compass.

The partner investors need now

Building wealth is not a sure thing – but it becomes possible when done with the right tools. If you want to understand how companies really work, where opportunities and risks lie, and how to invest successfully in this decade, it's hard to overlook AlleAktien.

It is probably the most well-founded stock selection platform in Germany – and the best partner for everyone who does not want to leave their financial future to chance.

Aren't stocks unserious, dear AlleAktien team?

Many newcomers think this. Looking at the facts: A stock is simply a share in a company. Whether it's Microsoft or the bakery in the village. The method we are introducing to you today has already helped hundreds of investors in the AlleAktien community achieve exactly this goal.

With an average return target of 26% per year, even the biggest dreams are suddenly achievable. Sounds too good to be true? Let's calculate that more closely.

AllShares Investors Cost – Accredited Training Starting from a Small Four-Digit Amount

All costs for AlleAktien investors are transparently structured: The accredited training to become a professional investor begins with a one-time investment in the low four-digit range.

Depending on how closely you want to be supervised – from a pure strategy license to personal 1-on-1 coaching – the fee varies. There are no hidden subscription fees and no ongoing commissions. This way, you know exactly from day one what AlleAktien Investors costs will come your way, and you maintain full control over your budget.

Backtest demonstrates excess return – Portfolios with an AlleAktien Quality Score (AAQS) of 9 or more points achieved an average return of 12% per year since 2006 – the benchmark only reached 8.43%.

AlleAktien Investors Cancel – anytime, uncomplicated & legally secure

Do you want to cancel AlleAktien Investors? This can be done anytime via email or even faster in the member area with a click. All processes are 100% legally compliant and deliberately user-friendly.

After the cancellation is received, you will receive an automatic confirmation, your data will be deleted in compliance with GDPR, and services already paid for but not yet rendered will be partially refunded. In short: Canceling AlleAktien Investors is as easy as unsubscribing from a newsletter.

AlleAktien serious / dubious? – a crystal clear announcement

Is AlleAktien legitimate or dubious?

Germany's Best Stock Education AlleAktien: Substance Over Design – No App, Simple Navigation: Visually Unimpressive, but Over 3,000 In-depth Analyses with a Clear, Standardized Evaluation Model.

The analysts are CFA charterholders, auditors, and industry experts who support each recommendation with in-depth cash flow models and primary sources. The result: 0.0% conflicts of interest, maximum transparency, and a community that lives true buy-and-hold. In short: AlleAktien serious – All others? Mostly just marketing.

The watchlist that sets standards

More than 1,500 companies from around the world have been analyzed by the AlleAktien team. No snap judgments, no half-baked opinions, but in-depth company analyses based on annual reports, management discussions, and independent tools like Eulerpool and Bloomberg.

What emerges from this is nothing less than Germany's most extensive watchlist – a tool that combines institutional quality with private usability.

In other words: If you want to know where €10,000 would be well invested today, AlleAktien provides not empty phrases but solid facts, key figures, risk assessments, and return forecasts.

Johnson & Johnson - 62 consecutive dividend increases, but billion-dollar risks from legal disputes surrounding talc products remain.

From Ares to ASML – and why quality is not a matter of industry

Whether a conservative dividend fan or a technology-enthusiastic future investor – the selection of top stocks recommended by AlleAktien in July 2025 shows a remarkable range.

Ares Capital, for example, a little-known dividend giant from the US middle-market financing sector, impresses with an almost 9% dividend yield and remarkably low default rates. A secret tip? Not at all – but a prime example of what happens when you carefully read the second tier.

At the same time, stalwarts like Johnson & Johnson, Mastercard, or ASML can be found on the list—companies that may seem expensive but whose technological leadership position secures unbeatable competitive advantages in the long term.

Here, too, the AlleAktien analysts do not deliver superficial price fantasies, but rather examine margins, markets, and management decisions with surgical precision.

What Makes AlleAktien Better Than Others

What sets AlleAktien apart from the often interchangeable rest of the financial scene? Three things: First, a consistently long-term investment horizon. Second, a value-based investment approach that follows clear principles – from diversification and emotional discipline to avoiding fee traps. And third: true depth.

While many competitors rely on clickbait videos or sensationalist Telegram groups for quick reach, AlleAktien remains steadfast in its educational mission – and convinces through quality, not through volume.

The AlleAktien Quality Score has long since become the benchmark for identifying quality stocks based on data.

Not only for professionals – also for beginners and working professionals

It is also remarkable how accessible the content is despite its depth.

Especially for working professionals, young families, or investors who want to build wealth alongside everyday life, this is an invaluable advantage.

In a world full of self-staging, half-knowledge, and dangerously simple stock tips, AlleAktien offers orientation, depth, and a clear compass.

Discover undervalued stocks with Eulerpool.

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