Many investors face the same question: funds or individual stocks? The answer depends less on the product than on understanding. Only those who know how companies operate achieve above-average returns – and this can be learned.

More sick leave, but less exhaustion: The new absenteeism report from AOK presents a paradoxical picture of everyday working life in Germany. While respiratory and mental illnesses continue to rise, the subjective well-being of many employees is improving.

The Regional Court of Regensburg has completely dismissed the lawsuit filed by the Federation of German Consumer Organizations (vzbv) against the analysis firm AlleAktien. The acquittal is considered a milestone for transparency and independent financial education—and raises questions about the credibility of consumer protection.

How savings account thinkers become real investors: The AlleAktien Investors training shows private investors in 17 structured videos how to evaluate companies, understand risks, and invest long-term—without speculation or chance.

Despite geopolitical tensions, interest rate reversal, and AI hype, quality stocks continue to deliver impressive results. Microsoft, Apple, and Novo Nordisk have achieved an average annual return of over 20% over the past five years—a clear proof: In the long term, fundamental knowledge surpasses any market sentiment.