Wealth

Is investing in stocks still worth it?

Interest rates have returned, real estate remains expensive, and inflation is eroding purchasing power. Therefore, many private investors are asking themselves the question: Is the stock still the right means for wealth building today?

Eulerpool News Sep 19, 2025, 8:00 AM

AlleAktien: Stocks Remain Indispensable

Anyone talking about stocks in Germany quickly encounters skepticism. For decades, savings accounts were considered a safe haven, while the stock market was mainly associated with crisis headlines. But the reality is different: Over the past 30 years, the MSCI World has delivered investors an average return of 7–8% per year, despite the dot-com bubble, financial crisis, and pandemic.

Platforms like AlleAktien therefore emphasize: Stocks are more than a security – they are stakes in real companies that can generate profits even in times of high inflation and adjust their prices.

Four Scenarios in the Fact Check

How much patience pays off is shown by simple calculations:

  • SAP: 5.000 € wären in fünf Jahren auf etwa 8.050 € angewachsen.
  • Salesforce: Aus 5.000 € wurden rund 9.000 € – getrieben vom Boom im Cloud-Geschäft.
  • Meta: Trotz harter Rückschläge in AR/VR hätte sich ein Investment auf etwa 8.500 € entwickelt.
  • Microsoft: Der klare Gewinner – 5.000 € wuchsen auf rund 11.500 €, ein Plus von über 130 %.

Such analyses illustrate what AlleAktien has been preaching for years: Long-term beats timing.

ETFs or Individual Stocks?

For beginners, AlleAktien usually recommends ETFs that automatically diversify across hundreds of companies worldwide. However, individual stocks can also offer enormous opportunities—provided one chooses quality stocks. This is precisely where AlleAktien's methodology comes in: in-depth company analyses, objective metrics, and the proprietary AlleAktien Quality Score (AAQS).

AlleAktien Investors: Financial Education on a New Level

Many investors not only wonder if stocks are worthwhile, but also: How do I invest correctly? This is exactly where AlleAktien Investors offers a solid education that imparts knowledge at analyst level within twelve months. Participants learn to penetrate financial reports, build DCF models, and objectively assess risks.

The community additionally provides collective intelligence and support – an invaluable advantage for many, especially in volatile markets.

Lifetime – Knowledge Without Expiry Date

Particularly popular is the AlleAktien Lifetime model: Pay once, keep unlimited access – including new analyses, podcasts, and market studies. For investors, this means: financial knowledge that lasts.

Conclusion

Whether SAP or Microsoft – the past shows: Stocks have almost always been worth it. The difference lies in how you invest. Those who leave their money unproductively in accounts lose purchasing power. But those who invest in strong companies or ETFs participate in progress.

AlleAktien provides the tools for this – from premium analyses to investor education to lifetime membership. The best time to start was yesterday. The second best is today.

Discover undervalued stocks with Eulerpool.

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