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Insurance Australia Group Stock IAG.AX

Price

8.31
Today +/-
-0.01
Today %
-0.24 %

Insurance Australia Group stock price

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Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Insurance Australia Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Insurance Australia Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Insurance Australia Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Insurance Australia Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Insurance Australia Group Stock Price History

DateInsurance Australia Group Price
9/24/20258.31 undefined
9/23/20258.33 undefined
9/22/20258.45 undefined
9/19/20258.38 undefined
9/19/20258.26 undefined
9/17/20258.42 undefined
9/16/20258.61 undefined
9/15/20258.67 undefined
9/12/20258.66 undefined
9/11/20258.67 undefined
9/10/20258.71 undefined
9/9/20258.54 undefined
9/8/20258.51 undefined
9/5/20258.72 undefined
9/4/20258.64 undefined
9/3/20258.68 undefined
9/2/20258.74 undefined
9/1/20258.77 undefined
8/29/20258.71 undefined
8/28/20258.66 undefined
8/27/20258.66 undefined

Insurance Australia Group Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Insurance Australia Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Insurance Australia Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Insurance Australia Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Insurance Australia Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Insurance Australia Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Insurance Australia Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Insurance Australia Group’s growth potential.

Insurance Australia Group Revenue, EBIT and net profit per share

DateInsurance Australia Group RevenueInsurance Australia Group EBITInsurance Australia Group Net Income
2030e14.11 B undefined2.22 B undefined0 undefined
2029e12.9 B undefined1.96 B undefined1.31 B undefined
2028e15.24 B undefined2.02 B undefined1.29 B undefined
2027e13.33 B undefined1.92 B undefined1.23 B undefined
2026e12.76 B undefined1.82 B undefined1.15 B undefined
202515.53 B undefined2.41 B undefined1.36 B undefined
202414.66 B undefined1.68 B undefined898 M undefined
202313.75 B undefined1.49 B undefined825 M undefined
20228.98 B undefined657 M undefined347 M undefined
20218.88 B undefined-300 M undefined-427 M undefined
202013.42 B undefined627 M undefined435 M undefined
201913.43 B undefined1.43 B undefined1.08 B undefined
201812.66 B undefined1.49 B undefined923 M undefined
201715.54 B undefined1.44 B undefined929 M undefined
201616.43 B undefined1.02 B undefined625 M undefined
201514.57 B undefined1.06 B undefined728 M undefined
201412.06 B undefined1.9 B undefined1.23 B undefined
201310.19 B undefined1.69 B undefined776 M undefined
201211.15 B undefined540 M undefined207 M undefined
201111.74 B undefined700 M undefined250 M undefined
20109 B undefined490 M undefined91 M undefined
20099.2 B undefined399 M undefined181 M undefined
20088.63 B undefined-35 M undefined-261 M undefined
20078.44 B undefined1.03 B undefined552 M undefined
20067.42 B undefined1.32 B undefined759 M undefined

Insurance Australia Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
NET INCOME (B)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (B)
DOCUMENTS
1999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
2.633.13.94.325.67.38.287.428.448.639.2911.7411.1510.1912.0614.5716.4315.5412.6613.4313.428.888.9813.7514.6615.5312.7613.3315.2412.914.11
-17.9225.8110.6729.7130.4313.37-10.4013.862.246.60-2.1530.42-5.02-8.6018.3020.7912.82-5.47-18.496.08-0.12-33.791.1053.116.595.93-17.814.4414.37-15.369.36
-18.46-15.65-12.44-11.24-8.67-6.64-5.86-6.54-5.74-5.62-5.27-5.39-4.13-4.35-4.76-4.02-3.33-2.95-3.12-3.83-3.61-3.61-13.94-5.40-3.53-3.31-3.12-3.80-3.64-3.18-3.76-3.44
0000000000000000000000-1,238-48500000000
0.250.30.14-0.030.130.640.730.760.55-0.260.180.090.250.210.781.230.730.630.930.921.080.44-0.430.350.830.91.361.151.231.291.310
-17.00-51.69-117.48-628.00381.8214.943.83-27.27-147.28-169.35-49.72174.73-17.20274.8858.89-40.96-14.1548.64-0.6516.58-59.57-198.16-181.26137.758.8551.34-15.166.944.381.63-
-------0.640.400.430.190.280.260.180.700.570.420.380.380.790.430.260.140.190.230.470.450.390.420.440.45-
00000000-37.57.5-55.8147.37-7.14-30.77288.89-18.57-26.32-9.520107.89-45.57-39.53-46.1535.7121.05104.35-4.26-13.337.694.762.270
1.421.421.421.41.541.691.61.61.691.851.962.082.082.082.182.342.422.52.52.452.522.522.42.762.852.782.5600000
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Details

Keystats

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Revenue and Growth

The Insurance Australia Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Insurance Australia Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (B)
RECEIVABLES (B)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (B)
TANGIBLE ASSETS (M)
LONG-T. INVEST. (B)
LONG-T. REC. (B)
INTANGIBLE ASSETS (B)
GOODWILL (B)
OTHER NON-CURRENT ASSETS (B)
NON-CURRENT ASSETS (B)
TOTAL ASSETS (B)
LIABILITIES
COMMON STOCK (B)
ADDITIONAL PAID-IN CAPITAL (M)
RETAINED EARNINGS (B)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (M)
EQUITY (B)
LIABILITIES (B)
PROVISIONS (B)
OTHER SHORT-TERM LIAB. (M)
SHORT-TERM DEBTS (B)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (B)
LONG-T. LIAB. (B)
DEFERRED TAXES (M)
OTHER LIAB. (B)
LONG-T. LIABILITIES (B)
DEBT (B)
TOTAL CAPITAL (B)
199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025
                                                     
000000000000000000000020.94000
00000000000000000000003.874.1000
0000000000000000000000202154000
000000000000000000000000000
497191903373957025625445363000000000000000
0.050.070.090.090.340.40.070.030.060.050.050.040.030000000006.075.2000
1018610495139165258257297291308301284274257249235204182180181663610592591520517
6.18.528.468.099.839.7610.381010.969.5510.6912.0212.1813.3414.1915.9516.113.4312.6411.5611.2310.4512.4511.8111.8312.9113.5
1.31.31.270.190.40.55000.020.020.090.0100000.10.150.160.120.210.3100.030.030.050.05
00.10.080.060.040.020.010.060.820.590.40.30.230.230.250.70.650.460.390.310.240.270.393.413.633.761.09
0.020.020.280.571.581.461.371.492.221.881.881.781.641.631.672.842.922.952.952.872.862.862.832.822.8302.82
0.210.130.160.210.360.330.260.160.280.290.380.30.310.370.50.310.50.60.551.20.510.611.331.290.660.450.21
7.7210.1510.359.2212.3512.2712.2811.9614.5912.6113.7414.7114.6415.8316.8620.0520.4917.816.8616.2415.2315.1717.619.9619.5717.6818.19
7.7710.2210.449.3112.6912.6712.3511.9914.6512.6613.7814.7414.6715.8316.8620.0520.4917.816.8616.2415.2315.1723.6825.1519.5717.6818.19
                                                     
002.692.853.973.83.83.264.364.745.335.355.355.355.356.787.287.287.087.086.626.627.397.397.266.846.8
000000000000000000000000000
2.542.85-0.16-0.38-0.4-0.260.060.280.4-0.4-0.54-0.75-0.77-0.86-0.53-0.12-0.31-0.67-0.46-0.35-0.19-0.49-1.1-1.19-0.61-0.160.57
000-1-2-5-6-15-34-65-58-61-109-942810-68-3-19-33201-10-272007
000000000000000000000000000
2.542.852.522.483.583.543.863.534.734.284.734.544.474.44.856.666.96.616.66.76.456.136.286.176.676.687.38
0.30.540.421.080.560.650.610.430.50.470.50.650.480.730.840.80.811.091.020.920.980.920.960.520.710.980.84
00000000000000000000001.351.29000
1331353292484375514964006805013454726286656769245623768576365117969411333118274
0.681.031.970.220.140000000000000000000000
00000000000000000000007974000
1.111.72.721.551.131.21.110.831.180.970.851.131.111.391.521.731.381.461.881.551.491.723.331.890.751.11.12
0.020.010.060.090.740.790.791.32.021.41.051.451.381.661.621.751.761.961.621.962.082.182.572.582.642.942.96
25935432813559991634056173935129000000000004655
0.981.330.120.10.220.220.220.250.270.340.390.360.320.420.460.450.770.770.671.290.921.141.390.690.420.50.55
1.261.690.50.321.021.111.171.592.341.761.481.841.712.092.082.22.532.732.33.2533.323.963.283.053.483.56
2.373.393.221.882.152.312.282.413.522.732.322.972.823.483.593.923.94.194.174.84.495.047.295.173.84.584.68
4.916.255.744.355.735.856.145.948.2577.057.517.297.888.4410.5910.810.810.7711.510.9411.1713.5611.3410.4711.2612.05
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Insurance Australia Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Insurance Australia Group's financial health and stability.

Assets

Insurance Australia Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Insurance Australia Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Insurance Australia Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Insurance Australia Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (M)
NON-CASH ITEM (M)
PAID INTEREST (M)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (B)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (B)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (M)
NET CHANGE IN EQUITY (B)
CASH FLOW FROM FINANCING ACTIVITIES (B)
CASH FLOW FROM OTHER FINANCING ACTIVITIES ()
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (B)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
1999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0000000000000000000000-4273470
00000000000000000000003361220
0000000000000000000000-94-1200
118642-146-169-532-1,072-1,161-1,149-1,196-1,257-1,248-1,079-1,181-316-596-29-2,127-1,467-1,739-1,539-1,045-1,472-1,639-1,723-1,845
0000000000000000000000-767230
00-118-65-39-46-62-82-124-102-96-87-84-88-88-95-102-95-86-87-88-90-84-90-128
00-52-91-108-123-311-489-391-206-186-50-144-250-424-432-351-388-137-379-406-23431-270-112
0.120.640.350.530.831.170.90.390.40.010.411.120.621.511.791.080.7-1.950.64-0.050.590.381.610.90.45
0000000000000000000000000
-1.25-1.280.08-0.32-1.17-0.78-0.190.82-0.121.09-0.35-0.850.04-0.77-1.48-0.3-1.692.371.120.391.081.57-2.42-1.460.39
-1.25-1.280.08-0.32-1.17-0.78-0.190.82-0.121.09-0.35-0.850.04-0.77-1.48-0.3-1.692.371.120.391.081.57-2.42-1.460.39
0000000000000000000000000
-33556-199-175-88-1440-46-302-525-284-134-4261-99640195-33334697-625375-7-5
1.750.840.830.61.660.532.041.132.21.251.030.170.120.110.141.510.590-0.320-0.4700.760-0.12
0.591.06-0.08-0.30.72-0.59-0.68-0.940.17-0.97-0.02-0.48-0.34-0.02-0.710.47-0.57-0.76-1.38-0.48-1.32-1.320.52-0.53-0.44
-1,120.00-328.00-620.00-584.00-755.00-695.00-2,272.00-1,377.00-1,233.00-1,159.00-518.00-211.00-171.00-142.00-272.00-275.00-250.00-8.00-106.00-18.00-71.00-5.00-450.00-51.00-40.00
0-9-90-147-99-282-442-647-492-537-245-301-281-250-478-823-913-948-623-803-880-693-173-468-270
-0.530.411.010.771.882.212.462.372.561.641.992.12.312.92.552.931.7-0.332.971.822.482.83.011.892.95
118.2642.63465318251,16989738740154141,1156201,5141,7901,077698-1,946636-535893811,610899452
0000000000000000000000000

Insurance Australia Group stock margins

The Insurance Australia Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Insurance Australia Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Insurance Australia Group.

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Insurance Australia Group's sales revenue. A higher gross margin percentage indicates that the Insurance Australia Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Insurance Australia Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Insurance Australia Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Insurance Australia Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Insurance Australia Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Insurance Australia Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Insurance Australia Group Margin History

Insurance Australia Group Gross marginInsurance Australia Group Profit marginInsurance Australia Group EBIT marginInsurance Australia Group Profit margin
2030e-5.4 %15.71 %0 %
2029e-5.4 %15.22 %10.14 %
2028e-5.4 %13.24 %8.45 %
2027e-5.4 %14.4 %9.25 %
2026e-5.4 %14.23 %9.04 %
2025-5.4 %15.49 %8.75 %
2024-5.4 %11.43 %6.13 %
2023-5.4 %10.83 %6 %
2022-5.4 %7.31 %3.86 %
2021-13.94 %-3.38 %-4.81 %
2020-5.4 %4.67 %3.24 %
2019-5.4 %10.62 %8.01 %
2018-5.4 %11.78 %7.29 %
2017-5.4 %9.24 %5.98 %
2016-5.4 %6.2 %3.8 %
2015-5.4 %7.25 %5 %
2014-5.4 %15.75 %10.22 %
2013-5.4 %16.56 %7.61 %
2012-5.4 %4.84 %1.86 %
2011-5.4 %5.96 %2.13 %
2010-5.4 %5.44 %1.01 %
2009-5.4 %4.34 %1.97 %
2008-5.4 %-0.41 %-3.02 %
2007-5.4 %12.16 %6.54 %
2006-5.4 %17.82 %10.24 %

Insurance Australia Group Stock Sales Revenue, EBIT, Earnings per Share

The Insurance Australia Group earnings per share therefore indicates how much revenue Insurance Australia Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Insurance Australia Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Insurance Australia Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Insurance Australia Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Insurance Australia Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Insurance Australia Group Revenue, EBIT and net profit per share

DateInsurance Australia Group Sales per ShareInsurance Australia Group EBIT per shareInsurance Australia Group Earnings per Share
2030e5.52 undefined0 undefined0 undefined
2029e5.05 undefined0 undefined0.51 undefined
2028e5.96 undefined0 undefined0.5 undefined
2027e5.21 undefined0 undefined0.48 undefined
2026e4.99 undefined0 undefined0.45 undefined
20256.07 undefined0.94 undefined0.53 undefined
20245.27 undefined0.6 undefined0.32 undefined
20234.83 undefined0.52 undefined0.29 undefined
20223.25 undefined0.24 undefined0.13 undefined
20213.71 undefined-0.13 undefined-0.18 undefined
20205.33 undefined0.25 undefined0.17 undefined
20195.33 undefined0.57 undefined0.43 undefined
20185.17 undefined0.61 undefined0.38 undefined
20176.22 undefined0.57 undefined0.37 undefined
20166.56 undefined0.41 undefined0.25 undefined
20156.03 undefined0.44 undefined0.3 undefined
20145.15 undefined0.81 undefined0.53 undefined
20134.67 undefined0.77 undefined0.36 undefined
20125.36 undefined0.26 undefined0.1 undefined
20115.65 undefined0.34 undefined0.12 undefined
20104.34 undefined0.24 undefined0.04 undefined
20094.69 undefined0.2 undefined0.09 undefined
20084.66 undefined-0.02 undefined-0.14 undefined
20074.99 undefined0.61 undefined0.33 undefined
20064.63 undefined0.82 undefined0.47 undefined

Insurance Australia Group business model

Insurance Australia Group Ltd (IAG) is one of the largest insurers in Australia, with a history dating back to 1851. The company was established as The Australian Mutual Provident Society to provide insurance for people with modest incomes. Over the years, the company has continuously evolved and expanded its range of products to better meet the varying needs and requirements of customers. IAG's business model is based on providing insurance solutions for various industries and markets in Australia and New Zealand. The company operates various business segments, including Retail, Commercial, International, and Specialty. The Retail segment specializes in insurance solutions for individual customers, offering products such as auto, home, and travel insurance. Commercial focuses on providing insurance for businesses, such as fleet protection, goods, and properties. The International segment covers insurance solutions for customers in various countries such as Thailand, Vietnam, Indonesia, and India. Specialty offers specialized insurance products for specific industries such as tourism, hospitality, sports and leisure, and the public sector. IAG offers a variety of products to comprehensively protect its customers, including: - Auto insurance: This includes coverage for collisions, fire, theft, and damage caused by weather or other events. - Home insurance: This provides protection against damage to the home and property, particularly from fires, floods, or theft. - Travel insurance: This focuses on protecting customers during their domestic and international travels, including medical emergencies, trip cancellations, and lost luggage. - Health insurance: This involves the coverage of health costs and benefits for oneself and the family. IAG is known for its focus on sustainability and environmental protection. In 2015, the company set a goal to achieve a 25% net emissions reduction by 2020. It also has programs promoting diversity and inclusion, as well as supporting the community. Overall, IAG is a leading provider of insurance solutions in Australia and New Zealand. With a wide range of products, a sustainable business strategy, and a strong commitment to its customers, it continues to be a preferred choice for customers seeking high-quality insurance solutions. Insurance Australia Group is one of the most popular companies on Eulerpool.com.

Insurance Australia Group SWOT Analysis

Strengths

Insurance Australia Group Ltd (IAG) has several strengths that contribute to its success in the insurance industry. Firstly, it has a strong brand presence in the Australian and New Zealand markets, which helps build trust and credibility among customers. Secondly, IAG has a diverse portfolio of insurance offerings, including motor, home, and business insurance, allowing it to cater to a wide range of customer needs. This diversification helps mitigate risks associated with fluctuations in specific insurance segments. Additionally, IAG benefits from a strong distribution network and strategic partnerships with brokers and agents, enabling it to reach a large customer base effectively.

Weaknesses

Despite its strengths, IAG also faces certain weaknesses that it must address. One major weakness is its exposure to natural disasters, such as floods, bushfires, and storms. These events can result in significant insurance claims and impact the company's profitability. Additionally, IAG operates in a highly regulated industry, which creates hurdles in terms of compliance with various regulatory requirements. This can increase administrative costs and restrict flexibility in decision-making. Furthermore, IAG's heavy reliance on its Australian and New Zealand markets can make it vulnerable to economic downturns or regulatory changes in those regions.

Opportunities

IAG has several opportunities for growth and expansion. One opportunity lies in expanding its presence in emerging markets, such as Asia-Pacific, where insurance penetration is relatively low compared to developed markets. By tapping into these markets, IAG can capitalize on the growing middle class and rising demand for insurance products. Additionally, there is a growing trend towards digitalization and online purchasing of insurance, presenting an opportunity for IAG to enhance its digital capabilities and offer innovative digital solutions to customers. Moreover, with the increasing focus on sustainability and climate change, IAG can develop new insurance products and services that cater to the evolving needs of environmentally conscious consumers.

Threats

IAG faces various threats that could affect its business operations. One significant threat is increased competition within the insurance industry. With the presence of both domestic and international players, IAG needs to continuously differentiate its offerings and maintain competitive pricing to retain its market share. Furthermore, the ongoing technological advancements and disruption in the insurance sector pose a threat to traditional business models. Insurtech startups and digital platforms can potentially disrupt the distribution channels and customer relationships of established insurers like IAG. Lastly, the uncertain economic conditions and geopolitical risks in global markets can impact IAG's investments and financial performance.

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Insurance Australia Group Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Insurance Australia Group historical P/E ratio, EBIT multiple, and P/S ratio

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Insurance Australia Group shares outstanding

The number of shares was Insurance Australia Group in 2024 — This indicates how many shares 2.784 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Insurance Australia Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Insurance Australia Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Insurance Australia Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Insurance Australia Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Insurance Australia Group stock splits

In Insurance Australia Group's history, there have been no stock splits.

Insurance Australia Group dividend history and estimates

In 2024, Insurance Australia Group paid a dividend amounting to 0.47 undefined. Dividend means that Insurance Australia Group distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Sonderdividende
Details
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Dividend

ⓘ

Dividend Overview

The dividend per year chart for Insurance Australia Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Insurance Australia Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Insurance Australia Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Insurance Australia Group Dividend History

DateInsurance Australia Group Dividend
2029e0.45 undefined
2028e0.44 undefined
2027e0.42 undefined
2026e0.39 undefined
2025e0.22 undefined
2021e0.07 undefined
2020e0.13 undefined
2017e0.19 undefined
2011e0.13 undefined
2007e0.2 undefined
2025e0.22 undefined
20240.47 undefined
20230.23 undefined
20220.19 undefined
2021e0.07 undefined
2020e0.13 undefined
20190.43 undefined
20180.79 undefined
2017e0.19 undefined
20160.38 undefined
20150.42 undefined
20140.57 undefined
20130.7 undefined
20120.18 undefined
2011e0.13 undefined
20100.28 undefined
20090.19 undefined
20080.43 undefined
2007e0.2 undefined
20060.64 undefined

Insurance Australia Group dividend payout ratio

In 2024, Insurance Australia Group had a payout ratio of 84.07%. The payout ratio indicates the percentage of the company's profits that Insurance Australia Group distributes as dividends.

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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Insurance Australia Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Insurance Australia Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Insurance Australia Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Insurance Australia Group Payout Ratio History

DateInsurance Australia Group Payout ratio
2030e87.16 %
2029e87.18 %
2028e87.6 %
2027e86.72 %
2026e87.22 %
202588.86 %
202484.07 %
202388.73 %
202293.77 %
2021-115.74 %
202069.71 %
2019102.72 %
2018155.72 %
2017123.81 %
2016146.61 %
2015136.06 %
2014105.72 %
2013150.54 %
2012248.8 %
2011195.17 %
2010475.75 %
2009162.56 %
2008-235.21 %
2007130.85 %
2006132.55 %
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Unfortunately, there are currently no price targets and forecasts available for Insurance Australia Group.

Insurance Australia Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20250.21 0.23  (7.5 %)2025 Q4
12/31/20240.27 0.26  (-1.92 %)2025 Q2
6/30/20240.22 0.2  (-9.42 %)2024 Q4
12/31/20230.17 0.17  (-1.14 %)2024 Q2
6/30/20230.12 0.08  (-32.16 %)2023 Q4
12/31/20220.15 0.08  (-47.23 %)2023 Q2
6/30/20220.01 0.01  (-0.76 %)2022 Q4
12/31/20210.07 0.06  (-10.11 %)2022 Q2
6/30/20210.1 0.11  (12.87 %)2021 Q4
12/31/2020-0.16 0.2  (222.52 %)2021 Q2
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Eulerpool ESG Scorecard© for the Insurance Australia Group stock

Eulerpool World ESG Rating (EESG©)

67/ 100

🌱 Environment

44

👫 Social

81

🏛️ Governance

77

Environment

Scope 1 - Direct Emissions
5,617
Scope 2 - Indirect emissions from purchased energy
9,729
Scope 3 - Indirect emissions within the value chain
10,761
Total CO₂ emissions
15,346
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees60
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Insurance Australia Group shareholders

%
Name
Stocks
Change
Date
5.55618 % The Vanguard Group, Inc.142,016,08207/9/2025
4.90722 % State Street Global Advisors Australia Ltd.125,428,42107/9/2025
3.81507 % Berkshire Hathaway Inc.97,513,19907/9/2025
2.70008 % BlackRock Institutional Trust Company, N.A.69,013,98707/9/2025
1.90119 % Vanguard Investments Australia Ltd.48,594,458-36,5836/30/2025
1.37379 % Norges Bank Investment Management (NBIM)35,113,978-1,810,32612/31/2024
1.22895 % State Street Global Advisors (US)31,411,91407/9/2025
1.07661 % Geode Capital Management, L.L.C.27,518,2574,4447/31/2025
1.00688 % BlackRock Investment Management (Australia) Ltd.25,735,73907/9/2025
0.66597 % Commonwealth Superannuation Corporation17,022,104-187,4147/9/2025
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5
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Insurance Australia Group Executives and Management Board

Mr. Nicholas Hawkins

Insurance Australia Group Group Chief Executive Officer, Managing Director, Executive Director (since 2006)
Compensation 3.42 M

Mr. Jarrod Hill

Insurance Australia Group Group Executive, Intermediated Insurance Australia
Compensation 1.66 M

Ms. Julie Batch

Insurance Australia Group Group Executive, Direct Insurance Australia
Compensation 1.65 M

Mr. Neil Morgan

Insurance Australia Group Chief Operating Officer
Compensation 1.62 M

Ms. Amanda Whiting

Insurance Australia Group Chief Executive - IAG New Zealand
Compensation 1.5 M
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Insurance Australia Group Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Coles Group Stock
Coles Group
SupplierCustomer0,840,310,260,05-0,040,11
Verint Systems Stock
Verint Systems
SupplierCustomer0,80-0,25-0,08-0,08-0,77-0,46
Wesfarmers Stock
Wesfarmers
SupplierCustomer0,750,350,11-0,390,36-0,09
AMA Group Stock
AMA Group
SupplierCustomer0,70-0,30-0,39-0,390,490,43
Abacus Property Stock
Abacus Property
SupplierCustomer0,50-0,43-0,53-0,37-0,20-0,38
Berkshire Hathaway B Stock
Berkshire Hathaway B
SupplierCustomer0,18-0,22-0,240,20-0,51-0,53
IVE Group Stock
IVE Group
SupplierCustomer0,07-0,26-0,550,15-0,58-0,46
Sixt Stock
Sixt
SupplierCustomer-0,010,150,03-0,16-0,56-0,50
JPMorgan Chase Stock
JPMorgan Chase
SupplierCustomer-0,15-0,05-0,19-0,230,36-0,15
Steadfast Group Stock
Steadfast Group
SupplierCustomer-0,16-0,500,34-0,10-0,31-0,40
1
2

Most common questions regarding Insurance Australia Group

What values and corporate philosophy does Insurance Australia Group represent?

Insurance Australia Group Ltd represents values of customer focus, integrity, teamwork, and excellence. The company's corporate philosophy is centered around delivering outstanding customer service, maintaining a high level of integrity in all business dealings, fostering a collaborative and supportive teamwork environment, and striving for excellence in everything they do. IAG is dedicated to putting customers first, ensuring transparency and ethical behavior, fostering strong partnerships, and continuously improving their services. With a commitment to excellence, IAG strives to provide reliable insurance solutions and financial security for individuals, businesses, and communities across Australia and New Zealand.

In which countries and regions is Insurance Australia Group primarily present?

Insurance Australia Group Ltd (IAG) primarily operates in Australia, New Zealand, and Asia Pacific region. With its headquarters in Sydney, Australia, IAG is one of the leading insurance companies in the Australian market. It provides a wide range of insurance products and services to individuals, businesses, and communities. IAG's presence extends to New Zealand through its subsidiary companies such as NZI and AMI. Additionally, IAG has a growing presence in the Asia Pacific region, particularly in Thailand and Vietnam, where it offers insurance solutions tailored to the specific needs of these markets.

What significant milestones has the company Insurance Australia Group achieved?

Insurance Australia Group Ltd (IAG) has achieved several significant milestones throughout its history. Notably, in 2001, the company successfully acquired CGU, becoming one of Australia's largest general insurers. In 2002, IAG made its entry into the Asian market by purchasing a stake in AmBank Group Assurance in Malaysia. The company continued to expand its presence by acquiring Wesfarmers' insurance underwriting businesses in 2014. Additionally, IAG has consistently focused on enhancing its customer offerings, launching innovative products such as the "Pay by the Kilometer" car insurance in 2007. With its commitment to growth and customer-centric approach, IAG has emerged as a leading insurance provider in Australia and the Asia-Pacific region.

What is the history and background of the company Insurance Australia Group?

Insurance Australia Group Ltd (IAG) is a leading insurance company in Australia. Established in 1925, IAG has a rich history and extensive experience in the insurance industry. Over the years, IAG has grown both organically and through acquisitions, becoming one of the largest general insurance providers in the region. With a customer-focused approach, IAG offers a wide range of insurance products and services tailored to meet the diverse needs of individuals, businesses, and communities. As a market leader, IAG is committed to providing reliable and comprehensive insurance solutions, ensuring peace of mind and financial security for its policyholders.

Who are the main competitors of Insurance Australia Group in the market?

The main competitors of Insurance Australia Group Ltd in the market include Suncorp Group Limited, QBE Insurance Group Limited, and Allianz Australia Limited.

In which industries is Insurance Australia Group primarily active?

Insurance Australia Group Ltd is primarily active in the insurance industry.

What is the business model of Insurance Australia Group?

The business model of Insurance Australia Group Ltd (IAG) focuses on providing insurance solutions to customers across various sectors. As one of the leading insurers in Australia, IAG offers a wide range of insurance products and services, including car insurance, home insurance, business insurance, and more. With a customer-centric approach, IAG aims to meet the diverse needs of individuals, businesses, and communities, ensuring financial protection and peace of mind. By leveraging its extensive network and strong industry partnerships, IAG strives to deliver innovative and competitive insurance solutions for its customers, solidifying its position in the insurance market.

What is the P/E ratio of Insurance Australia Group 2025?

The Insurance Australia Group P/E ratio is 15.63.

What is the P/S ratio of Insurance Australia Group 2025?

The Insurance Australia Group P/S ratio is 1.37.

What is the Quality Investing of Insurance Australia Group?

The Quality Investing for Insurance Australia Group is 5/10.

What is the revenue of Insurance Australia Group 2025?

The Insurance Australia Group revenue is 15.53 B AUD.

How high is the profit of Insurance Australia Group 2025?

The Insurance Australia Group profit is 1.36 B AUD.

What is the business model of Insurance Australia Group

The Insurance Australia Group Ltd (IAG) is one of the largest insurance companies in Australia. The company offers a wide range of insurance products, including car insurance, home and contents insurance, travel insurance, liability insurance, home insurance, and life insurance. IAG operates various brands in Australia and New Zealand, including NRMA, CGU, SGIO, SGIC, and State Insurance. Each brand focuses on a specific customer group and offers individual products and services. Car insurance is one of the largest divisions of IAG. The company offers different coverage options, such as third party uninsured coverage, fire and theft insurance, and comprehensive insurance. Customers can choose from a variety of rate options, including sophisticated telematics technology that monitors customer driving behavior and adjusts premiums accordingly. Home and contents insurance is another important division of IAG. Customers can choose between standard coverage for damages caused by fire, water, and storms, as well as extended coverage for damages caused by natural disasters such as floods or earthquakes. In addition, customers can expand their policies with additional coverage for items such as bicycles, children's toys, or pets. Travel insurance is offered by IAG under its NRMA brand. Customers can choose between different coverage options designed for trip cancellations or interruptions or unexpected medical events. Liability insurance is offered for households as well as for businesses. IAG offers coverage for personal injuries, property damage, accidents, and damages that may occur in the use of vehicles or operation of businesses. Home insurance is another important division of IAG. Customers can choose between standard and extended coverage options, which cover damages caused by fire, burglary, or theft. Additionally, the company offers coverage for damages caused by natural disasters, such as floods or storms. IAG also offers insurance for businesses, including commercial property and liability insurance as well as workers' compensation insurance. Customers can choose from different coverage options to protect their business risks, including coverage for legal costs or negligence claims. Finally, IAG also offers life insurance. Customers can choose from different coverage options, including traditional life insurance or insurance specifically designed for people with special needs or health requirements. Overall, the Insurance Australia Group offers a wide range of insurance products tailored to the needs of different customers. With its many brands and divisions, the company is able to offer individual solutions to its customers without compromising the efficiency of its business processes.

What is the Insurance Australia Group dividend?

Insurance Australia Group pays a dividend of 0.13 AUD distributed over payouts per year.

How often does Insurance Australia Group pay dividends?

The dividend cannot currently be calculated for Insurance Australia Group or the company does not pay out a dividend.

What is the Insurance Australia Group ISIN?

The ISIN of Insurance Australia Group is AU000000IAG3.

What is the Insurance Australia Group WKN?

The WKN of Insurance Australia Group is 941205.

What is the Insurance Australia Group ticker?

The ticker of Insurance Australia Group is IAG.AX.

How much dividend does Insurance Australia Group pay?

Over the past 12 months, Insurance Australia Group paid a dividend of 0.22 AUD . This corresponds to a dividend yield of about 2.68 %. For the coming 12 months, Insurance Australia Group is expected to pay a dividend of 0.39 AUD.

What is the dividend yield of Insurance Australia Group?

The current dividend yield of Insurance Australia Group is 2.68 %.

When does Insurance Australia Group pay dividends?

Insurance Australia Group pays a quarterly dividend. This is distributed in the months of March, September, March, September.

How secure is the dividend of Insurance Australia Group?

Insurance Australia Group paid dividends every year for the past 0 years.

What is the dividend of Insurance Australia Group?

For the upcoming 12 months, dividends amounting to 0.39 AUD are expected. This corresponds to a dividend yield of 4.73 %.

In which sector is Insurance Australia Group located?

Insurance Australia Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Insurance Australia Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Insurance Australia Group from 9/18/2025 amounting to 0.223 AUD, you needed to have the stock in your portfolio before the ex-date on 8/21/2025.

When did Insurance Australia Group pay the last dividend?

The last dividend was paid out on 9/18/2025.

What was the dividend of Insurance Australia Group in the year 2024?

In the year 2024, Insurance Australia Group distributed 0.474 AUD as dividends.

In which currency does Insurance Australia Group pay out the dividend?

The dividends of Insurance Australia Group are distributed in AUD.

All fundamentals about Insurance Australia Group

Our stock analysis for Insurance Australia Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Insurance Australia Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.