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NIB Holdings Stock NHF.AX

Price

7.52
Today +/-
+0
Today %
+0 %

NIB Holdings stock price

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Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the NIB Holdings stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the NIB Holdings stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the NIB Holdings stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze NIB Holdings's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

NIB Holdings Stock Price History

DateNIB Holdings Price
10/9/20257.52 undefined
10/8/20257.52 undefined
10/7/20257.55 undefined
10/6/20257.49 undefined
10/3/20257.53 undefined
10/2/20257.52 undefined
10/1/20257.45 undefined
9/30/20257.41 undefined
9/29/20257.49 undefined
9/26/20257.42 undefined
9/25/20257.36 undefined
9/24/20257.46 undefined
9/23/20257.49 undefined
9/22/20257.49 undefined
9/19/20257.54 undefined
9/18/20257.48 undefined
9/17/20257.57 undefined
9/16/20257.56 undefined
9/15/20257.56 undefined
9/12/20257.54 undefined
9/11/20257.48 undefined

NIB Holdings Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into NIB Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by NIB Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects NIB Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of NIB Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into NIB Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing NIB Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on NIB Holdings’s growth potential.

NIB Holdings Revenue, EBIT and net profit per share

DateNIB Holdings RevenueNIB Holdings EBITNIB Holdings Net Income
2030e4.55 B undefined373.75 M undefined281.76 M undefined
2029e4.33 B undefined359.78 M undefined267.82 M undefined
2028e4.21 B undefined316.39 M undefined250.98 M undefined
2027e4.04 B undefined310.31 M undefined232.47 M undefined
2026e3.81 B undefined287.83 M undefined215.19 M undefined
20253.6 B undefined270.8 M undefined199.8 M undefined
20243.31 B undefined268.9 M undefined185.6 M undefined
20233.11 B undefined171.4 M undefined114.4 M undefined
20222.72 B undefined186.3 M undefined135.7 M undefined
20212.61 B undefined231.8 M undefined161.1 M undefined
20202.51 B undefined125.1 M undefined87.9 M undefined
20192.45 B undefined214.5 M undefined149.8 M undefined
20182.26 B undefined194.1 M undefined132.4 M undefined
20172.03 B undefined172.7 M undefined119.6 M undefined
20161.89 B undefined135.19 M undefined92.85 M undefined
20151.67 B undefined112.32 M undefined75.8 M undefined
20141.52 B undefined99.5 M undefined69.9 M undefined
20131.29 B undefined73.9 M undefined67.2 M undefined
20121.12 B undefined70.8 M undefined67.6 M undefined
20111.01 B undefined61.5 M undefined65.5 M undefined
2010901.4 M undefined47.1 M undefined61.5 M undefined
2009829.5 M undefined40.2 M undefined23.8 M undefined
2008758.2 M undefined22.2 M undefined400,000 undefined
2007666 M undefined19.2 M undefined52.5 M undefined
2006611.9 M undefined51.4 M undefined63.9 M undefined

NIB Holdings Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
NET INCOME (M)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
2005200620072008200920102011201220132014201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
0.530.610.670.760.830.91.011.121.291.521.671.892.032.262.452.512.612.723.113.313.63.814.044.214.334.55
-15.289.0013.819.378.6911.7611.5214.8718.069.5913.127.5711.288.452.374.073.9814.516.478.615.846.154.162.885.18
130.00112.77103.4590.9083.1176.4768.4261.3553.4145.2441.2836.4933.9230.4928.1127.4626.3916.9122.1620.8219.1718.1117.0616.3815.9215.14
000000000000000004596890000000
2463520236165676769759211913214987161135114185199215232250267281
-162.50-17.46--165.226.563.08-2.998.7022.6729.3510.9212.88-41.6185.06-16.15-15.5662.287.578.047.917.766.805.24
----0.070.090.130.120.140.150.160.300.240.280.300.390.340.310.400.430.610.450.490.530.570.60
0000028.5744.44-7.6916.677.146.6787.5-2016.677.1430-12.82-8.8229.037.541.86-26.238.898.167.555.26
571.9517.9517.9419.4506.7495.8478.5458.3439439439439439450.6455.4456.1457.2458.4475.6484.2486.100000
- - - - - - - - - - - - - - - - - - - - - - - - - -
Details

Keystats

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Revenue and Growth

The NIB Holdings Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the NIB Holdings is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (B)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (B)
TANGIBLE ASSETS (M)
LONG-T. INVEST. (B)
LONG-T. REC. (M)
INTANGIBLE ASSETS (M)
GOODWILL (M)
OTHER NON-CURRENT ASSETS (M)
NON-CURRENT ASSETS (B)
TOTAL ASSETS (B)
LIABILITIES
COMMON STOCK (M)
ADDITIONAL PAID-IN CAPITAL (M)
RETAINED EARNINGS (M)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (M)
EQUITY (B)
LIABILITIES (M)
PROVISIONS (M)
OTHER SHORT-TERM LIAB. (M)
SHORT-TERM DEBTS (M)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (M)
LONG-T. LIAB. (M)
DEFERRED TAXES (M)
OTHER LIAB. (M)
LONG-T. LIABILITIES (M)
DEBT (M)
TOTAL CAPITAL (B)
200520062007200820092010201120122013201420152016201720182019202020212022202320242025
                                         
000000000000000001.231.3200
0000000000000000010.113.600
0000000000000000080.289.300
000000000000000000000
00.71.31.41.51.42.21.90000000000000
000000000000000001.321.4200
64.64845.96973.84141.942.141.74814.4615.511.810.413.273.534.43030.830.223.8
0.220.310.380.240.230.270.240.360.350.410.460.580.630.740.830.860.91.041.191.221.28
0.50.473.10.50.3201002.90000001.408.402.3
8.93.12.92.83.85.413.713.538.838.636.1888.883.6107.8120.7108.2106.3104118.8169.9156.2
07.17.17.17.17.125.425.452.556.654135.2135209.1227.4226.5218.7236.3364.8371.1324.7
008.626.82039.16.62.12.5442.40.81.90012.4027.800133.3
0.30.370.450.350.340.360.350.450.490.560.60.820.861.061.191.281.261.441.711.791.92
0.30.370.450.350.340.360.350.450.490.560.60.820.861.061.191.281.262.753.141.791.92
                                         
00044.642.542.442.227.627.928.12828.128.1116.1120.3121.4127.2138.2306.8319.5331.3
000000000000000000000
219.7283.6336.2329.6318.1348.1368.2271.8294.3319.5306.05355.6398.1443.1494.5461.8559.9581.4675.5713.7767.8
000000001.23.31.94.54.42.422.519.919.114.716.11517.4
00010.61.20.81.42.32.76.48.911.11.100000000
0.220.280.340.380.360.390.410.30.330.360.340.390.430.560.640.60.710.7311.051.12
270.73.43.63.544.74.93.65.46.3912.515.218.217.513.720.829.224.619.419.2
0.90.70.96.35.55.775.55.96.37.248.19.61112.516.116.616.723.625.725.5
01427.437.435.935.845.64455.857.668.6792.9106.7112.3132139.8111.4156.282.88788.8
2.731.42.10.43.63.62.63.31.81.3901.51.11.421.62.11.100
0000000000000006.36.977.58.39.1
30.618.433.149.445.349.160.95768.671.183.69113.5133142.6163.4177.9157.3211.2139.6140.4142.6
0000000059.165.162.5151.9151.7229.5232.5307.2281.4302.6283.2298.5301.1
000000002.51015.8524.326.933.637.24.720.5014.830.732.7
6.310.34.80.80.80.911.39.58.811.7318.617.511.8127.812.98.43.74.316.9
6.310.34.80.80.80.911.371.183.990.08194.8196.1274.9281.7319.7314.8311301.7333.5350.7
36.928.737.950.246.15061.958.3139.7155173.76308.3329.1417.5445.1497.6472.1522.2441.3473.9493.3
0.260.310.370.440.410.440.470.360.470.510.520.70.760.981.081.11.181.261.441.521.61
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of NIB Holdings provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand NIB Holdings's financial health and stability.

Assets

NIB Holdings's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that NIB Holdings must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of NIB Holdings after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into NIB Holdings's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (M)
NON-CASH ITEM (M)
PAID INTEREST (M)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (M)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (M)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (M)
NET CHANGE IN EQUITY (M)
CASH FLOW FROM FINANCING ACTIVITIES (M)
CASH FLOW FROM OTHER FINANCING ACTIVITIES ()
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (M)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
200620072008200920102011201220132014201520162017201820192020202120222023
0000000000000000135197
00000000000000001412
0000000000000000-5034
112252161324211819212331192022182450
00000000000000006821
0000000-1-2-3-4-4-6-7-5-3-4-12
000-14-16-18-27-28-30-24-28-47-67-60-61-63-74-95
7967534466881342093114148171179184207108337246
-6-11-23-17-4-5-5-8-11-10-16-15-20-28-23-23-26-52
-78-6066-11-61-2824-42-48-211-61-182-114-59-23-259-236
-72-49896-16-2232-30-37-195-45-161-85-360-232-184
000000000000000000
00000005500850800-10-921-21
0050-170-2-41000-2-484-1038164
0041-43-32-46-17910-46-8930-8075-97-114-69-8426
---8.00----76.00------2.00-----3.00
000-25-31-43-60-43-45-88-51-76-87-95-104-63-114-113
69531623195125678711496125219307203285173384341
73.556.229.626.661.583.1128.911.182.5103.23132.23155.9159.6155.9184.685.1311194.4
000000000000000000

NIB Holdings stock margins

The NIB Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of NIB Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for NIB Holdings.

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the NIB Holdings's sales revenue. A higher gross margin percentage indicates that the NIB Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the NIB Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the NIB Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the NIB Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the NIB Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the NIB Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

NIB Holdings Margin History

NIB Holdings Gross marginNIB Holdings Profit marginNIB Holdings EBIT marginNIB Holdings Profit margin
2030e22.18 %8.21 %6.19 %
2029e22.18 %8.31 %6.19 %
2028e22.18 %7.52 %5.97 %
2027e22.18 %7.68 %5.76 %
2026e22.18 %7.56 %5.66 %
202522.18 %7.53 %5.56 %
202422.18 %8.12 %5.61 %
202322.18 %5.51 %3.68 %
202216.91 %6.86 %5 %
202122.18 %8.88 %6.17 %
202022.18 %4.98 %3.5 %
201922.18 %8.75 %6.11 %
201822.18 %8.59 %5.86 %
201722.18 %8.5 %5.89 %
201622.18 %7.16 %4.92 %
201522.18 %6.73 %4.54 %
201422.18 %6.53 %4.59 %
201322.18 %5.73 %5.21 %
201222.18 %6.3 %6.02 %
201122.18 %6.1 %6.5 %
201022.18 %5.23 %6.82 %
200922.18 %4.85 %2.87 %
200822.18 %2.93 %0.05 %
200722.18 %2.88 %7.88 %
200622.18 %8.4 %10.44 %

NIB Holdings Stock Sales Revenue, EBIT, Earnings per Share

The NIB Holdings earnings per share therefore indicates how much revenue NIB Holdings has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

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  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue NIB Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates NIB Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of NIB Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating NIB Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

NIB Holdings Revenue, EBIT and net profit per share

DateNIB Holdings Sales per ShareNIB Holdings EBIT per shareNIB Holdings Earnings per Share
2030e9.36 undefined0 undefined0.58 undefined
2029e8.9 undefined0 undefined0.55 undefined
2028e8.65 undefined0 undefined0.52 undefined
2027e8.31 undefined0 undefined0.48 undefined
2026e7.83 undefined0 undefined0.44 undefined
20257.4 undefined0.56 undefined0.41 undefined
20246.84 undefined0.56 undefined0.38 undefined
20236.54 undefined0.36 undefined0.24 undefined
20225.92 undefined0.41 undefined0.3 undefined
20215.71 undefined0.51 undefined0.35 undefined
20205.5 undefined0.27 undefined0.19 undefined
20195.38 undefined0.47 undefined0.33 undefined
20185.02 undefined0.43 undefined0.29 undefined
20174.63 undefined0.39 undefined0.27 undefined
20164.3 undefined0.31 undefined0.21 undefined
20153.8 undefined0.26 undefined0.17 undefined
20143.47 undefined0.23 undefined0.16 undefined
20132.94 undefined0.17 undefined0.15 undefined
20122.45 undefined0.15 undefined0.15 undefined
20112.11 undefined0.13 undefined0.14 undefined
20101.82 undefined0.09 undefined0.12 undefined
20091.64 undefined0.08 undefined0.05 undefined
20081.81 undefined0.05 undefined0 undefined
20071.29 undefined0.04 undefined0.1 undefined
20061.18 undefined0.1 undefined0.12 undefined

NIB Holdings business model

The company NIB Holdings Ltd is an Australian company that was founded in 1952 and is headquartered in Newcastle. The company offers health insurance and specializes in supplementary health and long-term care insurance. The business model of NIB includes providing insurance packages that are tailored to the needs of each customer. The company offers plans for individuals, families, and businesses, and includes policies for basic, medium, and comprehensive coverage. NIB has various business segments that focus on different aspects of the healthcare industry. The "NIB Health Funds" segment is the core of the company and offers a range of health insurance products. The "nib Options" segment offers insurance for dental care and eye care. The "nib Eye Care" segment provides eye examinations and treatments, while "nib Dental Care" specializes in dental treatments. In addition to its main business segments, NIB also has a stake in other healthcare service companies such as SONIC Healthcare, which provides diagnostic services. The company has also developed a digital platform that allows its customers to manage their hospital coverage and access their insurance details. This platform also includes a "nib First Choice" program, which allows customers to choose doctors and hospitals that collaborate with NIB and receive discounts. NIB differentiates itself from other health insurers through its "nib Aged Care Navigator" program, which is specifically designed for older people. This program provides them with comprehensive services, including scheduling doctor appointments and providing support for care at home. Overall, NIB has established itself as a leading health insurer in Australia over the years and also operates a joint venture company in New Zealand. The company also has an advantage over its competitors through its innovations and investments in digital technology and healthcare services. NIB Holdings Ltd offers a wide range of insurance and healthcare services and is committed to meeting the needs of its customers through tailored insurance packages and innovative offerings. The strong business segments, commitment to digital technology, and focus on older people have helped establish the company as a leading health insurer in Australia. NIB Holdings is one of the most popular companies on Eulerpool.com.

NIB Holdings SWOT Analysis

Strengths

NIB Holdings Ltd holds a prominent position in the health insurance market, enjoying a strong presence and market share. This gives the company a competitive edge and allows it to negotiate favorable terms with providers and attract a large customer base.

NIB Holdings Ltd offers a wide range of health insurance products and services, catering to different customer needs. This diversity allows the company to capture a larger market share and adapt to changing customer preferences.

Weaknesses

NIB Holdings Ltd is highly dependent on government regulations and policies that govern the health insurance industry. Any changes in regulations can significantly impact the company's operations and profitability.

NIB Holdings Ltd has a relatively concentrated business presence in Australia and New Zealand. While this allows for focused operations, it also poses a risk to the company if there are adverse events or economic downturns specifically impacting these regions.

Opportunities

NIB Holdings Ltd has the opportunity to expand its operations into international markets, leveraging its expertise and reputation in the health insurance sector. This would allow the company to diversify its revenue streams and potentially gain a competitive advantage.

The advancement of technology in the healthcare industry presents an opportunity for NIB Holdings Ltd to develop innovative digital solutions and improve customer experience. Embracing digitalization can enhance operational efficiency and attract tech-savvy customers.

Threats

The health insurance sector witnesses intense competition with numerous players vying for market share. NIB Holdings Ltd faces the threat of losing customers to competitors who offer better pricing or superior product offerings.

Changes in government regulations can pose a significant threat to NIB Holdings Ltd, as it may require extensive modifications to comply with new policies and regulations. Failure to adapt to regulatory changes can result in penalties or loss of business opportunities.

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NIB Holdings Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

NIB Holdings historical P/E ratio, EBIT multiple, and P/S ratio

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NIB Holdings shares outstanding

The number of shares was NIB Holdings in 2024 — This indicates how many shares 484.2 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue NIB Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates NIB Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of NIB Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating NIB Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

NIB Holdings dividend history and estimates

In 2024, NIB Holdings paid a dividend amounting to 0.21 undefined. Dividend means that NIB Holdings distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Sonderdividende
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Dividend

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Dividend Overview

The dividend per year chart for NIB Holdings provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify NIB Holdings’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating NIB Holdings's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

NIB Holdings Dividend History

DateNIB Holdings Dividend
2030e0.6 undefined
2029e0.57 undefined
2028e0.53 undefined
2027e0.49 undefined
2026e0.45 undefined
2024e0.21 undefined
2017e0.12 undefined
20250.61 undefined
2024e0.21 undefined
20230.4 undefined
20220.31 undefined
20210.34 undefined
20200.39 undefined
20190.3 undefined
20180.28 undefined
2017e0.12 undefined
20160.3 undefined
20150.16 undefined
20140.15 undefined
20130.14 undefined
20120.12 undefined
20110.13 undefined
20100.09 undefined
20090.07 undefined

NIB Holdings dividend payout ratio

In 2024, NIB Holdings had a payout ratio of 101.96%. The payout ratio indicates the percentage of the company's profits that NIB Holdings distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for NIB Holdings represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for NIB Holdings could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate NIB Holdings's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

NIB Holdings Payout Ratio History

DateNIB Holdings Payout ratio
2030e102.81 %
2029e102.76 %
2028e102.95 %
2027e102.71 %
2026e102.63 %
2025103.52 %
2024101.96 %
2023102.42 %
2022106.18 %
202197.29 %
2020103.79 %
201999.9 %
201897.25 %
201799.64 %
201699.63 %
201595.13 %
201498.21 %
201395.24 %
201288.1 %
2011195.92 %
201083.33 %
2009211.43 %
2008102.42 %
2007102.42 %
2006102.42 %
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Unfortunately, there are currently no price targets and forecasts available for NIB Holdings.

NIB Holdings latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20250.2 0.28  (39.25 %)2025 Q4
12/31/20240.19 0.2  (3.88 %)2025 Q2
6/30/20240.22 0.26  (19.05 %)2024 Q4
12/31/20230.22 0.2  (-8.38 %)2024 Q2
6/30/20230.2 0.23  (10.89 %)2023 Q4
12/31/20220.21 0.21  (-3.94 %)2023 Q2
6/30/20220.16 0.13  (-19.04 %)2022 Q4
12/31/20210.17 0.19  (12.05 %)2022 Q2
6/30/20210.22 0.21  (-2.85 %)2021 Q4
12/31/20200.17 0.17  (-0.99 %)2021 Q2
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Eulerpool ESG Scorecard© for the NIB Holdings stock

Eulerpool World ESG Rating (EESG©)

77/ 100

🌱 Environment

73

👫 Social

99

🏛️ Governance

60

Environment

Scope 1 - Direct Emissions
27.1
Scope 2 - Indirect emissions from purchased energy
182.3
Scope 3 - Indirect emissions within the value chain
14,660.8
Total CO₂ emissions
209.4
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees66.1
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

NIB Holdings shareholders

%
Name
Stocks
Change
Date
6.09764 % The Vanguard Group, Inc.29,640,6175,464,6076/20/2025
4.56185 % State Street Global Advisors Australia Ltd.22,175,1451,668,61312/3/2024
2.95012 % First Sentier Investors14,340,541265,31012/13/2024
2.26463 % Vanguard Investments Australia Ltd.11,008,360873,9006/30/2025
1.76169 % Fidelity Management & Research Company LLC8,563,58706/30/2025
1.72115 % Colonial First State Investments Limited8,366,495700,0008/31/2024
1.68177 % Norges Bank Investment Management (NBIM)8,175,074835,23112/31/2024
1.48181 % Dimensional Fund Advisors, L.P.7,203,100127,1547/31/2025
1.32552 % RQI Investors6,443,338-301,56412/13/2024
1.28523 % BlackRock Institutional Trust Company, N.A.6,247,525168,8337/31/2025
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NIB Holdings Executives and Management Board

Mr. Nick Freeman

NIB Holdings Group Chief Financial Officer
Compensation 1.53 M

Mr. Edward Close

NIB Holdings Chief Executive Officer, Managing Director, Director (since 2020)
Compensation 1.45 M

Mr. Rob Hennin

NIB Holdings Chief Executive Officer - NIB New Zealand & Travel
Compensation 1.41 M

Ms. Roslyn Toms

NIB Holdings Group Executive Legal and Chief Risk Officer, Company Secretary
Compensation 1.09 M

Mr. Brendan Mills

NIB Holdings Group Chief Information Officer
Compensation 1.08 M
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NIB Holdings Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
JPMorgan Chase Stock
JPMorgan Chase
SupplierCustomer0,37-0,09-0,720,040,180,78
Cigna Stock
Cigna
SupplierCustomer0,340,640,630,15-0,230,59
Suncorp Group Stock
Suncorp Group
SupplierCustomer0,180,510,800,430,370,91
1300 Smiles Limited Stock
1300 Smiles Limited
SupplierCustomer-0,02-0,20-0,14-0,11-0,05
Kiwi Property Stock
Kiwi Property
SupplierCustomer-0,17-0,56-0,790,020,080,06
Citigroup Stock
Citigroup
SupplierCustomer-0,29-0,01-0,72-0,37-0,130,59
iSelect Stock
iSelect
SupplierCustomer-0,45-0,22-0,59 0,19
HSBC Holdings Stock
HSBC Holdings
SupplierCustomer-0,58-0,42-0,05-0,39-0,350,65
1

Most common questions regarding NIB Holdings

What values and corporate philosophy does NIB Holdings represent?

NIB Holdings Ltd represents a set of values and a corporate philosophy that centers around customer-centricity and innovation. With a focus on delivering affordable and accessible health care solutions, NIB prioritizes the well-being of its customers. The company strives to provide innovative and tailored health insurance plans to meet diverse needs. NIB's corporate philosophy emphasizes transparency, integrity, and accountability in all its operations. By fostering a culture of collaboration and continuous improvement, NIB continually seeks to enhance customer experiences and drive positive outcomes.

In which countries and regions is NIB Holdings primarily present?

NIB Holdings Ltd is primarily present in Australia and New Zealand.

What significant milestones has the company NIB Holdings achieved?

NIB Holdings Ltd, an Australian health insurance company, has achieved several significant milestones. Over the years, the company has witnessed continuous growth and expansion. NIB became a publicly listed company on the Australian Securities Exchange (ASX) in 2007, marking a major achievement in its history. With a strong focus on customer satisfaction, NIB has consistently received top rankings in customer service and industry awards. The company's acquisition of IMAN Australian Health Plans in 2016 further enhanced its market position and diversified its product offerings. NIB's commitment to innovation, strategic partnerships, and quality healthcare delivery has contributed to its success in becoming one of Australia's leading health insurers.

What is the history and background of the company NIB Holdings?

NIB Holdings Ltd is an Australian-based health insurance company founded in 1952. With a focus on affordable and accessible healthcare, NIB has grown to become one of the leading providers in the country. The company is known for its innovative offerings and customer-centric approach, offering a wide range of health insurance products and services to individuals, families, and businesses. NIB has a strong track record of delivering value to its shareholders and has successfully expanded its operations beyond Australia, including New Zealand. As a company committed to enhancing the health and wellbeing of its customers, NIB continues to thrive in the competitive healthcare industry.

Who are the main competitors of NIB Holdings in the market?

The main competitors of NIB Holdings Ltd in the market are Medibank Private Ltd, Bupa Australia Pty Ltd, and HBF Health Limited.

In which industries is NIB Holdings primarily active?

NIB Holdings Ltd is primarily active in the insurance industry.

What is the business model of NIB Holdings?

NIB Holdings Ltd operates under a health insurance business model. As a leading Australian private health insurer, NIB provides individuals and families with access to affordable and quality healthcare services. The company offers a wide range of health insurance products, including hospital cover, extras cover, and overseas visitor cover. NIB focuses on enhancing customer experience and provides value-added services such as 24/7 health advice and support. With a strong emphasis on innovation, NIB aims to deliver personalized, customer-centric health solutions.

What is the P/E ratio of NIB Holdings 2025?

The NIB Holdings P/E ratio is 18.3.

What is the P/S ratio of NIB Holdings 2025?

The NIB Holdings P/S ratio is 1.02.

What is the Quality Investing of NIB Holdings?

The Quality Investing for NIB Holdings is 9/10.

What is the revenue of NIB Holdings 2025?

The NIB Holdings revenue is 3.6 B AUD.

How high is the profit of NIB Holdings 2025?

The NIB Holdings profit is 199.8 M AUD.

What is the business model of NIB Holdings

NIB Holdings Ltd is a leading Australian insurance company specializing in health, travel, and disability insurance. The company was founded in 1952 and is listed on the Australian stock exchange. The business model of NIB Holdings Ltd is based on providing a wide range of insurance products for individuals, families, and businesses. The company is divided into three main divisions, including health insurance, disability insurance, and travel insurance. The health insurance division offers a comprehensive range of health insurance products for individuals and families. The company has various plans for different age groups, income levels, and health needs. It also offers special plans for people with chronic illnesses or special needs. The disability insurance division of NIB Holdings Ltd provides insurance coverage for people who are unable to work due to injuries or illnesses. The company offers various plans tailored to the individual needs and requirements of its customers. The travel insurance division of NIB Holdings Ltd provides protection for travelers. The company offers various plans, including single trip insurance, annual travel insurance, and special plans for business travelers. It also offers special plans for seniors and individuals with pre-existing conditions. NIB Holdings Ltd also has a subsidiary called GU Health, which offers a wide range of health insurance products for businesses. The company works with companies to develop customized insurance plans tailored to the specific needs of their employees. NIB Holdings Ltd also has an online platform called NIB Online. This platform provides customers with an easy way to purchase, manage, and change insurance products online. The platform also offers a range of tools and resources to help customers better understand their insurance needs and make informed decisions. Overall, the business model of NIB Holdings Ltd is focused on offering its customers a wide range of insurance products tailored to their individual needs and requirements. The company has gained a reputation for its extensive experience in the insurance industry and its ability to innovate. By providing products and services of the highest quality, the company has earned the loyalty and satisfaction of its customers and established itself as a leading player in the Australian insurance industry.

What is the NIB Holdings dividend?

NIB Holdings pays a dividend of 0.31 AUD distributed over payouts per year.

How often does NIB Holdings pay dividends?

The dividend cannot currently be calculated for NIB Holdings or the company does not pay out a dividend.

What is the NIB Holdings ISIN?

The ISIN of NIB Holdings is AU000000NHF0.

What is the NIB Holdings WKN?

The WKN of NIB Holdings is A0M6WF.

What is the NIB Holdings ticker?

The ticker of NIB Holdings is NHF.AX.

How much dividend does NIB Holdings pay?

Over the past 12 months, NIB Holdings paid a dividend of 0.61 AUD . This corresponds to a dividend yield of about 8.17 %. For the coming 12 months, NIB Holdings is expected to pay a dividend of 0.45 AUD.

What is the dividend yield of NIB Holdings?

The current dividend yield of NIB Holdings is 8.17 %.

When does NIB Holdings pay dividends?

NIB Holdings pays a quarterly dividend. This is distributed in the months of April, October, April, October.

How secure is the dividend of NIB Holdings?

NIB Holdings paid dividends every year for the past 22 years.

What is the dividend of NIB Holdings?

For the upcoming 12 months, dividends amounting to 0.45 AUD are expected. This corresponds to a dividend yield of 6.04 %.

In which sector is NIB Holdings located?

NIB Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von NIB Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of NIB Holdings from 10/7/2025 amounting to 0.229 AUD, you needed to have the stock in your portfolio before the ex-date on 9/4/2025.

When did NIB Holdings pay the last dividend?

The last dividend was paid out on 10/7/2025.

What was the dividend of NIB Holdings in the year 2024?

In the year 2024, NIB Holdings distributed 0.214 AUD as dividends.

In which currency does NIB Holdings pay out the dividend?

The dividends of NIB Holdings are distributed in AUD.

All fundamentals about NIB Holdings

Our stock analysis for NIB Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of NIB Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.