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Westpac Banking Stock WBC.AX

Price

38.86
Today +/-
+0.23
Today %
+1.06 %

Westpac Banking stock price

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Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Westpac Banking stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Westpac Banking stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Westpac Banking stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Westpac Banking's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Westpac Banking Stock Price History

DateWestpac Banking Price
9/23/202538.86 undefined
9/22/202538.45 undefined
9/19/202538.53 undefined
9/18/202538.70 undefined
9/17/202538.64 undefined
9/16/202539.01 undefined
9/15/202538.73 undefined
9/12/202538.44 undefined
9/11/202537.94 undefined
9/10/202538.30 undefined
9/9/202537.68 undefined
9/8/202537.95 undefined
9/5/202538.10 undefined
9/4/202537.98 undefined
9/3/202537.16 undefined
9/2/202538.54 undefined
9/1/202538.22 undefined
8/29/202538.55 undefined
8/28/202539.01 undefined
8/27/202538.41 undefined
8/26/202538.30 undefined

Westpac Banking Revenue, EBIT, Net Income

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Revenue
Net Income
Details
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Westpac Banking, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Westpac Banking from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Westpac Banking’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Westpac Banking. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Westpac Banking’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Westpac Banking’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Westpac Banking’s growth potential.

Westpac Banking Revenue, EBIT and net profit per share

DateWestpac Banking RevenueWestpac Banking Net Income
2029e26.35 B undefined10 B undefined
2028e25.26 B undefined8.83 B undefined
2027e23.88 B undefined8.31 B undefined
2026e23.27 B undefined8.08 B undefined
2025e22.59 B undefined7.97 B undefined
202457.53 B undefined6.98 B undefined
202347.43 B undefined7.19 B undefined
202225.97 B undefined5.69 B undefined
202126.87 B undefined5.46 B undefined
202030.74 B undefined2.29 B undefined
201937.26 B undefined6.78 B undefined
201838.29 B undefined8.09 B undefined
201737.6 B undefined7.98 B undefined
201637.66 B undefined7.44 B undefined
201539.67 B undefined8.01 B undefined
201438.64 B undefined7.55 B undefined
201338.78 B undefined6.74 B undefined
201242.35 B undefined5.93 B undefined
201143.04 B undefined6.98 B undefined
201039.19 B undefined6.34 B undefined
200935.25 B undefined3.44 B undefined
200833.38 B undefined3.86 B undefined
200725.95 B undefined3.45 B undefined
200621.67 B undefined3.07 B undefined
200519 B undefined2.75 B undefined

Westpac Banking Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
EBIT (B)
EBIT MARGIN (%)
NET INCOME (B)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (B)
DOCUMENTS
199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e2028e2029e
8.076.917.9610.1810.5311.2310.4412.3113.2813.2714.5716.191921.6725.9533.3835.2539.1943.0442.3538.7838.6439.6737.6637.638.2937.2630.7426.8725.9747.4357.5322.5923.2723.8825.2626.35
--14.2915.1627.873.476.56-6.9617.887.87-0.099.8011.1617.3214.0419.7528.645.6111.189.83-1.60-8.43-0.362.66-5.07-0.161.85-2.69-17.50-12.60-3.3782.6821.28-60.733.022.625.794.29
-------------------------------------
0000000000000000000000000000000000000
0000000000000000000000000000000010.7110.8610.9813.0614.17
-------------------------------------
0.040.710.911.091.251.251.451.671.852.142.112.392.753.073.453.863.446.346.985.936.747.558.017.447.988.096.782.295.465.697.196.987.978.088.318.8310
-1,707.6928.6520.5114.55-0.3216.0315.4710.7715.77-1.6813.1415.1811.7912.3411.74-10.7484.2510.14-15.1513.7412.056.03-7.077.311.33-16.22-66.24138.464.3126.34-2.8814.061.432.806.3513.27
------------2.051.651.861.992.671.972.222.362.472.563.972.692.692.692.691.591.691.741.912.102.172.362.482.612.95
0000000000000-19.5112.736.9934.17-26.2212.696.314.663.6455.08-32.24000-40.896.292.969.779.953.338.765.085.2413.03
1.781.811.91.931.862.011.921.91.821.831.841.931.931.921.931.982.93.143.213.233.263.263.313.523.63.653.733.594.123.893.893.900000
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Details

Keystats

Revenue and Growth

The Westpac Banking Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Westpac Banking is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (M)
TANGIBLE ASSETS (B)
LONG-T. INVEST. (M)
LONG-T. REC. (M)
INTANGIBLE ASSETS (B)
GOODWILL (B)
OTHER NON-CURRENT ASSETS (B)
NON-CURRENT ASSETS (B)
TOTAL ASSETS (B)
LIABILITIES
COMMON STOCK (B)
ADDITIONAL PAID-IN CAPITAL (M)
RETAINED EARNINGS (B)
OTHER EQUITY (B)
UNREAL. GAINS/LOSSES (M)
EQUITY (B)
LIABILITIES (B)
PROVISIONS (B)
OTHER SHORT-TERM LIAB. (B)
SHORT-TERM DEBTS (B)
LONG-TERM DEBT PORTION (B)
SHORT-TERM REC. (B)
LONG-T. LIAB. (B)
DEFERRED TAXES (M)
OTHER LIAB. (B)
LONG-T. LIABILITIES (B)
DEBT (B)
TOTAL CAPITAL (B)
19931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                                               
00000000000000000000000000000000
00000000000000000000000000000000
00000000000000000000000000000000
00000000000000000000000000000000
00000000000000000000000000000000
00000000000000000000000000000000
1.851.741.631.871.671.61.531.181.030.820.841.450.380.4700.510.891.011.161.141.171.451.591.741.491.331.163.912.852.432.252.25
000000000000000000000075672660115129615837330
00000000000000000000000000000000
0000000000000.520.55002.942.943.23.343.473.492.772.692.642.873.063.12.512.933.473.31
00000001.541.51.752.562.392.442.402.998.68.578.588.88.879.118.818.839.018.898.98.47.67.397.427.43
00000000.470.440.591.020.840.820.6500.761.992.292.652.181.771.41.381.551.111.182.053.066.631.832.10
1.851.741.631.871.671.61.533.182.983.164.424.684.164.0704.2514.4114.815.5915.4515.2915.4615.315.5414.3114.3915.2918.5319.6514.6215.2613
1.851.741.631.871.671.61.533.182.983.164.424.684.164.0704.2514.4114.815.5915.4515.2915.4615.315.5414.3114.3915.2918.5319.6514.6215.2613
                                                               
21.91.911.891.861.92.322.722.74.446.77.165.35.5206.7423.6824.6925.4626.3627.0226.9429.2833.4734.8936.0537.5140.5141.639.6739.8337.96
00000000000000000000000000000000
5.15.395.6766.346.716.686.536.996.017.277.738.338.72011.0411.6214.2916.7117.9319.8721.7224.3725.6927.5129.428.8128.2430.630.9433.434.84
0000000000000016-0.12-0.54-0.73-0.180.120.02-0.03-0.14-0.6-0.68-0.48-0.31-0.33-0.050.310.010.11
0000000000000002866131314412129-25106437-5173487198-39-441
7.17.297.587.898.28.618.999.269.6910.4513.9714.8913.6214.241617.734.8338.3842.0144.4446.9348.7653.4858.5861.7865.0166.0168.5972.6471.1173.272.46
00000000000000001.10.8910.921.021.031.281.121.111.411.151.251.391.052.192.38
00000000000000001.63.063.293.352.972.922.632.582.732.972.631.370.941.744.144.94
00000000.650.30.540.3100.310.3001.930.30.581.020.90.660.540.390.310.30.160.070.070.220.780.57
3.422.62.927.236.2710.5814.9119.227.9927.5829.9736.1924.2742.187.1338.3435.5134.443.9829.639.094944.1724.2335.4529.7841.1348.7861.1583.1964.8460.47
000000000000000000000002.171.641.3801.323.071.142.773.83
3.422.62.927.236.2710.5814.9119.8528.2928.1130.2836.1924.5842.487.1338.3440.1438.6448.8634.8943.9753.6148.6130.4941.2335.8445.0752.7966.6387.3374.7272.18
3.332.932.882.21.92.522.694.894.844.514.544.4328.729.947.766.78106.98125.57129.85127.52122.24131.29149.03163.66152.47162.21177.45156.47135.18144.65157.69171.01
00000000403802461100000352411332255553610184412690000
7.676.215.4312.714.1417.7714.2623.9828.827.5835.5828.8928.1728.4645.4744.8454.6562.1652.8453.5353.915766.3955.5541.3239.5345.4338.3730.8547.6932.1238.18
11.019.1318.3114.8916.0420.316.9628.8734.0432.1840.3733.4456.8758.453.18111.61161.67187.75182.7181.08176.17188.34215.47219.24193.8201.76222.92194.97166.13192.34189.81209.19
14.4311.7321.2322.1222.3130.8831.8748.7362.3360.2970.6569.6281.45100.8140.3149.95201.81226.39231.56215.96220.14241.95264.09249.73235.03237.6267.99247.76232.75279.67264.53281.37
21.5319.0328.8130.0130.5139.4840.8657.9872.0270.7484.6284.5195.07115.03156.3167.65236.63264.77273.57260.4267.07290.71317.57308.3296.81302.61334316.35305.39350.77337.73353.83
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Westpac Banking provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Westpac Banking's financial health and stability.

Assets

Westpac Banking's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Westpac Banking must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Westpac Banking after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Westpac Banking's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (B)
NON-CASH ITEM (B)
PAID INTEREST (B)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (B)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (B)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (B)
NET CHANGE IN EQUITY (B)
CASH FLOW FROM FINANCING ACTIVITIES (B)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (B)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
1993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
000000000000000000000000000005.690
00000000000000000000000000000683575
0000000000000000000000000000000
-1.580.32-0.330.76-2.88-1.53-2.31-1.240.560.553.021.69-2.4-6.54-6.16-12.3513.07-8.37-2.214.8915.8517.76-11.17-6.13-9.336.65-645.9936.341.97-27.67
000000000000000000000000000002.810
000000000000000000000000000005.090
-188-62-74-198-568-360-520-497-527-699-1,131-1,106-751-1,328-1,485-1,574-1,346-3,537-1,916-1,992-2,800-2,783-3,426-3,469-3,552-3,728-3,500-3,086-2,688-2,343-2,439
1.083.062.723.880.011.990.52.173.653.776.095.492.29-2.33-1.28-6.5523.340.477.8715.5525.5828.37-0.545.52.8419.777.158.6550.416.96-10.8
-100-136-197-512-318-398-362-418-299-284-323-284-422-445-398-508-580-874-1,144-855-1,042-1,179-1,307-1,228-1,030-1,192-1,186-1,275-974-1,265-1,379
5.871.8-5.35-8.766.71-2.55-9.59-10.26-14.49-23.56-29.49-30.38-17.4-28.25-61-32.95-34.56-34.26-6.26-6.25-7.79-14.58-18.72-7.25-1.7-1.62-10.77-19.485.622.811.71
5.971.94-5.15-8.257.03-2.15-9.23-9.84-14.19-23.27-29.17-30.09-16.98-27.8-60.61-32.44-33.98-33.38-5.12-5.4-6.75-13.4-17.41-6.02-0.67-0.43-9.58-18.26.64.073.09
0000000000000000000000000000000
-6.34-4.02-0.470.46-2.861.574.56.158.341.553.668.3812.415.4328.6713.06-10.2126.0412.92-8.46-14.295.069.077.375.5-5.291.44-28.97-12.921.1710.26
0.690.12-0.13-0.53-0.22-1.22-0.84-0.9-0.44-0.321.87-0.230.2-0.160.070.052.870.040.090.02-0.92-0.12-0.142.66-0.07-0-0.072.72-0.04-3.55-0.05
-7.3-5.212.634.96-6.80.649.038.5711.0720.3923.5124.915.4430.8461.4842.029.7435.119.19-12.56-20.29-0.975.514.570.55-11.09-3.63-28.8-15.113.245.66
-1.44-1.023.695.66-3.031.015.994.09420.1419.0118.124.0917.1934.3730.7919.7711.77-0.08-0.07-0.05-0.080.92-0.05-0.04-0.03-0.03-0.030.69-0.04-0.05
-207-285-463-624-686-709-627-761-836-977-1,038-1,362-1,241-1,628-1,630-1,872-2,681-2,733-3,746-4,050-5,028-5,837-4,340-5,402-4,839-5,769-4,977-2,518-2,846-4,337-4,504
2.472.43.133.43.373.963.274.393.864.514.324.925.775.815.489.9410.0813.5623.798.9111.727.453.0717.3417.1124.859.8825.8257.9851.2416.58
9822,9192,5253,370-3131,5901391,7523,3523,4825,7695,2101,868-2,776-1,673-7,05722,757-4066,72514,69024,53827,192-1,8484,2691,80718,5785,91857,37649,42915,696-12,175
0000000000000000000000000000000

Westpac Banking stock margins

The Westpac Banking margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Westpac Banking. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Westpac Banking.
  • 3 years

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  • Max

Profit margin
Details
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Westpac Banking's sales revenue. A higher gross margin percentage indicates that the Westpac Banking retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Westpac Banking's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Westpac Banking's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Westpac Banking's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Westpac Banking. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Westpac Banking's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Westpac Banking Margin History

DateWestpac Banking Profit margin
2029e37.97 %
2028e34.96 %
2027e34.78 %
2026e34.72 %
2025e35.26 %
202412.14 %
202315.16 %
202221.92 %
202120.31 %
20207.44 %
201918.19 %
201821.13 %
201721.23 %
201619.76 %
201520.18 %
201419.54 %
201317.38 %
201213.99 %
201116.22 %
201016.18 %
20099.76 %
200811.55 %
200713.3 %
200614.17 %
200514.46 %

Westpac Banking Stock Sales Revenue, EBIT, Earnings per Share

The Westpac Banking earnings per share therefore indicates how much revenue Westpac Banking has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

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  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Westpac Banking earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Westpac Banking's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Westpac Banking’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Westpac Banking's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Westpac Banking Revenue, EBIT and net profit per share

DateWestpac Banking Sales per ShareWestpac Banking Earnings per Share
2029e6.76 undefined2.57 undefined
2028e6.49 undefined2.27 undefined
2027e6.13 undefined2.13 undefined
2026e5.97 undefined2.07 undefined
2025e5.8 undefined2.04 undefined
202414.77 undefined1.79 undefined
202312.19 undefined1.85 undefined
20226.68 undefined1.46 undefined
20216.53 undefined1.32 undefined
20208.56 undefined0.64 undefined
20199.99 undefined1.82 undefined
201810.5 undefined2.22 undefined
201710.46 undefined2.22 undefined
201610.7 undefined2.11 undefined
201512 undefined2.42 undefined
201411.87 undefined2.32 undefined
201311.91 undefined2.07 undefined
201213.13 undefined1.84 undefined
201113.43 undefined2.18 undefined
201012.48 undefined2.02 undefined
200912.16 undefined1.19 undefined
200816.86 undefined1.95 undefined
200713.46 undefined1.79 undefined
200611.31 undefined1.6 undefined
20059.82 undefined1.42 undefined

Westpac Banking business model

The Westpac Banking Corporation is an Australian banking group that was founded in 1817. The company is one of the largest banks in Australia and New Zealand, and one of the leading banks in the Asia-Pacific region. Westpac Banking Corp. is divided into various business divisions, each specializing in specific financial areas. The company operates in Australia and New Zealand in the areas of retail banking, wealth management, business banking, and institutional banking. The company also operates subsidiaries and joint ventures in Asia. Westpac is a leading company in the Australian banking sector and offers a wide range of financial services. One of the company's key business models is the financing of residential and commercial properties, including providing mortgage loans and other loans. The company is also involved in financing land and agricultural transactions. The bank also offers a wide range of services for other sectors, including personal customers, SMEs, large corporations, and institutions. In the personal banking sector, for example, the bank offers checking accounts, credit cards, as well as financing options for cars, boats, and other assets. Westpac also has a wealth management segment specializing in asset management, investment advisory, and securities trading. The company also offers insurance for cars, homes, and businesses. In the investment banking segment of Westpac, corporate financing, mergers and acquisitions, initial public offerings, and capital market transactions are conducted. Westpac employs an experienced team of investment bankers, analysts, and other advisors to offer professional services to its clients. With the advancing digitization, Westpac has also developed a variety of online and mobile banking services. Customers can open online accounts, make transfers, pay bills, and much more from the comfort of their homes. In recent years, Westpac has also launched new initiatives to fulfill its role as a socially responsible bank. For example, the company has committed to combating climate change and taking measures to minimize its environmental impact. Overall, Westpac is one of the leading banks in Australia and New Zealand, and a key player in the Asia-Pacific region. With a wide range of financial services and an experienced team of financial experts, the company is well-positioned to offer its customers first-class services in all areas of the financial system. Westpac Banking is one of the most popular companies on Eulerpool.com.

Westpac Banking SWOT Analysis

Strengths

1. Strong Market Position: Westpac Banking Corp holds a significant market share in the Australian banking industry, providing a solid foundation for growth.

2. Diverse Product Portfolio: The bank offers a wide range of financial products and services, including retail banking, corporate banking, wealth management, and insurance, catering to the varied needs of its customers.

3. Robust Technology Infrastructure: Westpac has invested heavily in modern technology, enabling seamless digital banking experiences and enhanced security measures.

Weaknesses

1. Customer Complaints: There have been occasional reports of dissatisfied customers regarding poor customer service and complex banking processes, which could impact customer retention.

2. Reliance on Australian Market: Being heavily focused on the Australian market makes Westpac vulnerable to any significant changes in the local economy or financial regulations.

3. Reputation Risk: The bank has faced regulatory scrutiny and legal challenges in the past, potentially affecting its brand reputation and customer trust.

Opportunities

1. Expansion into Asia-Pacific Region: Westpac can leverage its existing expertise and expand its operations into the growing markets of the Asia-Pacific region, tapping into new customer segments.

2. Innovation and Fintech Partnerships: Collaborating with fintech companies and embracing innovative technologies can enable the bank to enhance its product offerings, streamline operations, and stay competitive.

3. ESG Focus: There is a rising demand for sustainable and socially responsible investing. Westpac can capitalize on this trend by promoting environmental, social, and governance (ESG) initiatives and services.

Threats

1. Economic Uncertainty: Volatile economic conditions, including global market fluctuations, could impact the profitability and stability of the banking sector, including Westpac.

2. Regulatory Changes: Changes in banking regulations and compliance requirements may pose challenges for the bank, necessitating adaptation and potential additional costs.

3. Intense Competition: The Australian banking industry is highly competitive, with both traditional banks and new entrants vying for market share. This could pressure Westpac's margins and customer base.

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Westpac Banking Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Westpac Banking historical P/E ratio, EBIT multiple, and P/S ratio

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Westpac Banking shares outstanding

The number of shares was Westpac Banking in 2024 — This indicates how many shares 3.895 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Westpac Banking earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Westpac Banking's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Westpac Banking’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Westpac Banking's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Westpac Banking stock splits

In Westpac Banking's history, there have been no stock splits.

Westpac Banking dividend history and estimates

In 2024, Westpac Banking paid a dividend amounting to 2.1 undefined. Dividend means that Westpac Banking distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
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Dividend

Dividend Overview

The dividend per year chart for Westpac Banking provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Westpac Banking’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Westpac Banking's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Westpac Banking Dividend History

DateWestpac Banking Dividend
2029e2.95 undefined
2028e2.61 undefined
2027e2.48 undefined
2026e2.36 undefined
2022e0.87 undefined
2016e1.34 undefined
2014e1.28 undefined
2008e0.99 undefined
20252.17 undefined
20242.1 undefined
20231.91 undefined
2022e0.87 undefined
20211.69 undefined
20201.59 undefined
20192.69 undefined
20182.69 undefined
20172.69 undefined
2016e1.34 undefined
20153.97 undefined
2014e1.28 undefined
20132.47 undefined
20122.36 undefined
20112.22 undefined
20101.97 undefined
20092.67 undefined
2008e0.99 undefined
20071.86 undefined
20061.65 undefined
20052.05 undefined

Westpac Banking dividend payout ratio

In 2024, Westpac Banking had a payout ratio of 118.81%. The payout ratio indicates the percentage of the company's profits that Westpac Banking distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Westpac Banking represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Westpac Banking could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Westpac Banking's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Westpac Banking Payout Ratio History

DateWestpac Banking Payout ratio
2029e115 %
2028e115.21 %
2027e116.11 %
2026e113.68 %
2025e115.84 %
2024118.81 %
2023106.4 %
2022122.31 %
2021127.71 %
202069.2 %
2019137.33 %
2018121.53 %
2017120.98 %
2016127.29 %
2015110.09 %
2014111.94 %
2013120 %
2012128.87 %
2011102.13 %
201098.25 %
2009139.66 %
2008103.99 %
2007104.56 %
2006103 %
2005100.05 %
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Unfortunately, there are currently no price targets and forecasts available for Westpac Banking.

Westpac Banking latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20250.99 (0.61 %)2025 Q2
9/30/20241.03 0.99  (-3.57 %)2024 Q4
3/31/20240.88 0.96  (8.81 %)2024 Q2
9/30/20230.89 0.97  (9.04 %)2023 Q4
3/31/20231.09 1.03  (-5.32 %)2023 Q2
9/30/20220.66 0.63  (-5.77 %)2022 Q4
3/31/20220.79 0.85  (7.6 %)2022 Q2
9/30/20210.48 0.5  (2.36 %)2021 Q4
3/31/20210.92 0.97  (5.04 %)2021 Q2
9/30/20200.49 0.45  (-7.72 %)2020 Q4
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Eulerpool ESG Scorecard© for the Westpac Banking stock

Eulerpool World ESG Rating (EESG©)

75/ 100

🌱 Environment

90

👫 Social

60

🏛️ Governance

74

Environment

Scope 1 - Direct Emissions
6,559
Scope 2 - Indirect emissions from purchased energy
60,481
Scope 3 - Indirect emissions within the value chain
39,973,112
Total CO₂ emissions
67,040
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees54.47
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Westpac Banking shareholders

%
Name
Stocks
Change
Date
5.29352 % The Vanguard Group, Inc.206,182,45931,088,70512/18/2024
3.92993 % State Street Global Advisors Australia Ltd.153,070,76809/30/2024
2.76252 % BlackRock Institutional Trust Company, N.A.107,600,10409/30/2024
1.83910 % Vanguard Investments Australia Ltd.71,632,938544,3186/30/2025
1.13911 % State Street Global Advisors (US)44,368,18009/30/2024
1.01963 % BlackRock Investment Management (Australia) Ltd.39,714,69509/30/2024
0.78606 % Norges Bank Investment Management (NBIM)30,617,100-8,106,67112/31/2024
0.71385 % BlackRock Investment Management (UK) Ltd.27,804,60909/30/2024
0.65022 % Geode Capital Management, L.L.C.25,326,178331,3016/30/2025
0.64476 % Commonwealth Superannuation Corporation25,113,32610,383,9179/30/2024
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Westpac Banking Executives and Management Board

Mr. Ryan Zanin

(62)
Westpac Banking Chief Risk Officer
Compensation 4.15 M

Mr. Anthony Miller

(54)
Westpac Banking Group Chief Executive Officer, Managing Director
Compensation 3.62 M

Mr. Scott Collary

(60)
Westpac Banking Group Chief Information Officer - Technology
Compensation 3.42 M

Ms. Nell Hutton

(48)
Westpac Banking Chief Executive of Westpac Institutional Bank
Compensation 3.27 M

Mr. Jason Yetton

(53)
Westpac Banking Chief Executive - Consumer
Compensation 3.25 M
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4
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Westpac Banking Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,730,150,40-0,040,190,51
Tech Mahindra Ltd Stock
Tech Mahindra Ltd
SupplierCustomer0,680,38-0,21-0,68-0,640,48
SupplierCustomer0,530,50-0,24-0,080,710,61
SupplierCustomer0,490,100,180,08-0,650,43
SupplierCustomer0,43-0,200,39-0,33-0,470,80
Spark Infrastructure Group Stock
Spark Infrastructure Group
SupplierCustomer0,390,380,250,73-0,41
SupplierCustomer0,33-0,220,57-0,09-0,340,65
SupplierCustomer0,280,030,220,08-0,010,66
Abacus Property Stock
Abacus Property
SupplierCustomer0,24-0,20-0,39-0,64-0,380,41
SupplierCustomer0,210,08-0,200,67-0,370,66
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Most common questions regarding Westpac Banking

What values and corporate philosophy does Westpac Banking represent?

Westpac Banking Corp, a renowned financial institution based in Australia, represents strong values and a clear corporate philosophy. With a commitment to excellence and integrity, Westpac places utmost importance on customer satisfaction and building lasting relationships. The bank aims to provide innovative financial solutions while considering the needs of all stakeholders. As a responsible corporate citizen, Westpac strives to promote sustainability, diversity, and inclusion in all its endeavors. The company's philosophy emphasizes transparency, ethical conduct, and accountability. With its customer-centric approach and unwavering values, Westpac Banking Corp aims to achieve sustainable growth while delivering exceptional financial services.

In which countries and regions is Westpac Banking primarily present?

Westpac Banking Corp is primarily present in Australia and New Zealand.

What significant milestones has the company Westpac Banking achieved?

Westpac Banking Corp has achieved several significant milestones throughout its history. One of the notable accomplishments includes being the first bank in Australia to adopt Automated Teller Machines (ATMs) in the 1970s, revolutionizing banking services. The company also made history by becoming the first Australian bank to introduce online banking in 1995, providing customers with convenient access to their accounts. Another milestone was Westpac's acquisition of St.George Bank in 2008, which solidified its position as one of Australia's largest financial institutions. Furthermore, the company has a strong commitment to social responsibility, being recognized as the first Australian bank to implement a Social and Environmental Framework in 2013.

What is the history and background of the company Westpac Banking?

Westpac Banking Corp, also known as Westpac, is one of the largest financial institutions in Australia. Established in 1817 as the Bank of New South Wales, it has a rich history and has played a significant role in the country's economic development. Over the years, Westpac has expanded its services and product offerings, including retail and commercial banking, wealth management, and institutional banking. Today, it operates not only in Australia but also in New Zealand and the Pacific region. With a strong reputation for customer service and innovation, Westpac has become a trusted name in the banking industry.

Who are the main competitors of Westpac Banking in the market?

The main competitors of Westpac Banking Corp in the market are Commonwealth Bank of Australia (CBA), Australia and New Zealand Banking Group Limited (ANZ), and National Australia Bank Limited (NAB).

In which industries is Westpac Banking primarily active?

Westpac Banking Corp is primarily active in the banking and financial services industry. As one of the largest banks in Australia, Westpac offers a wide range of financial products and services, including retail banking, business banking, wealth management, insurance, and investment banking. With a strong presence in the Australian market, Westpac is known for its comprehensive banking solutions and commitment to customer service. Being a leading player in the industry, Westpac Banking Corp continuously strives to innovate and adapt to the evolving needs of its customers while maintaining its position as a trusted financial institution.

What is the business model of Westpac Banking?

The business model of Westpac Banking Corp, one of the largest banks in Australia, revolves around providing a wide range of financial services to individual, business, and corporate customers. Westpac offers traditional banking services such as deposit accounts, loans, and mortgages, as well as wealth management, insurance, and investment solutions. With a focus on customer-centric values, Westpac aims to meet the diverse needs of its clients through tailored products and innovative technology. By offering comprehensive financial solutions, Westpac Banking Corp aims to support its customers' financial goals and contribute to the overall growth and stability of the Australian economy.

What is the P/E ratio of Westpac Banking 2025?

The Westpac Banking P/E ratio is 19.

What is the P/S ratio of Westpac Banking 2025?

The Westpac Banking P/S ratio is 6.7.

What is the Quality Investing of Westpac Banking?

The Quality Investing for Westpac Banking is 4/10.

What is the revenue of Westpac Banking 2025?

The expected Westpac Banking revenue is 22.59 B AUD.

How high is the profit of Westpac Banking 2025?

The expected Westpac Banking profit is 7.97 B AUD.

What is the business model of Westpac Banking

The Westpac Banking Corporation is one of the largest banks in Australia and offers a wide range of financial services. The company is headquartered in Sydney and is listed on the Australian Stock Exchange. Westpac's business model includes four different business divisions: Consumer Bank, Business Bank, Westpac Institutional Bank, and Westpac New Zealand. Each of these divisions targets different customer groups and offers various services. The Consumer Bank offers a wide range of financial services to retail customers, including accounts, loans, mortgages, insurance, and retirement products. Westpac is one of the largest mortgage providers in Australia and has a wide network of branches and ATMs. The Business Bank focuses on small and medium-sized enterprises and offers specialized financing solutions to support entrepreneurs in starting and growing their businesses. This includes loans, overdrafts, trade finance, foreign exchange, and risk management products. Westpac Institutional Bank specializes in serving large customers such as multinational companies, governments, and financial institutions. The company offers a wide range of financial products and services, including corporate banking, investment banking, asset management, and capital markets. Westpac New Zealand is a subsidiary of Westpac and provides financial services in New Zealand. Here too, the product portfolio includes accounts, loans, mortgages, insurance, and other financial services. Westpac also has a strong commitment to sustainability and corporate social responsibility (CSR). The company aims to use 100% renewable energy by 2020 and has already made significant progress in this regard. In addition, Westpac is involved in various social and charitable initiatives to promote positive change in society. In summary, the business model of Westpac Banking Corp is based on a wide range of financial services for different customer groups. With a strong focus on sustainability and CSR, Westpac has established a strong position as one of the leading financial service providers in Australia and New Zealand.

What is the Westpac Banking dividend?

Westpac Banking pays a dividend of 1.79 AUD distributed over 2 payouts per year.

How often does Westpac Banking pay dividends?

Westpac Banking pays out a dividend 2 times a year.

What is the Westpac Banking ISIN?

The ISIN of Westpac Banking is AU000000WBC1.

What is the Westpac Banking WKN?

The WKN of Westpac Banking is 854242.

What is the Westpac Banking ticker?

The ticker of Westpac Banking is WBC.AX.

How much dividend does Westpac Banking pay?

Over the past 12 months, Westpac Banking paid a dividend of 2.1 AUD . This corresponds to a dividend yield of about 5.4 %. For the coming 12 months, Westpac Banking is expected to pay a dividend of 2.36 AUD.

What is the dividend yield of Westpac Banking?

The current dividend yield of Westpac Banking is 5.4 %.

When does Westpac Banking pay dividends?

Westpac Banking pays a quarterly dividend. This is distributed in the months of December, June, December, June.

How secure is the dividend of Westpac Banking?

Westpac Banking paid dividends every year for the past 25 years.

What is the dividend of Westpac Banking?

For the upcoming 12 months, dividends amounting to 2.36 AUD are expected. This corresponds to a dividend yield of 6.07 %.

In which sector is Westpac Banking located?

Westpac Banking is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Westpac Banking kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Westpac Banking from 6/27/2025 amounting to 1.086 AUD, you needed to have the stock in your portfolio before the ex-date on 5/8/2025.

When did Westpac Banking pay the last dividend?

The last dividend was paid out on 6/27/2025.

What was the dividend of Westpac Banking in the year 2024?

In the year 2024, Westpac Banking distributed 1.914 AUD as dividends.

In which currency does Westpac Banking pay out the dividend?

The dividends of Westpac Banking are distributed in AUD.

All fundamentals about Westpac Banking

Our stock analysis for Westpac Banking Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Westpac Banking Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.