Discover undervalued stocks with Eulerpool.

Subscribe for $2

BankFinancial Stock BFIN

Price

0
Today +/-
-0
Today %
-0 %

BankFinancial stock price

Loading chart...
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the BankFinancial stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the BankFinancial stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the BankFinancial stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze BankFinancial's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

BankFinancial Stock Price History

DateBankFinancial Price
9/24/20250 undefined
9/24/202512.36 undefined
9/23/202512.34 undefined
9/22/202512.44 undefined
9/19/202512.52 undefined
9/18/202512.55 undefined
9/17/202512.17 undefined
9/16/202512.09 undefined
9/15/202512.13 undefined
9/12/202512.27 undefined
9/11/202512.38 undefined
9/10/202512.38 undefined
9/9/202512.22 undefined
9/8/202512.43 undefined
9/5/202512.43 undefined
9/4/202512.60 undefined
9/3/202512.35 undefined
9/2/202512.37 undefined
8/29/202512.38 undefined
8/28/202512.39 undefined
8/27/202512.52 undefined
8/26/202512.41 undefined

BankFinancial Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into BankFinancial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by BankFinancial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects BankFinancial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of BankFinancial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into BankFinancial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing BankFinancial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on BankFinancial’s growth potential.

BankFinancial Revenue, EBIT and net profit per share

DateBankFinancial RevenueBankFinancial Net Income
2026e51.4 M undefined9.72 M undefined
2025e48.31 M undefined8.71 M undefined
202474.53 M undefined4.07 M undefined
202370.92 M undefined9.39 M undefined
202261.32 M undefined10.49 M undefined
202152.15 M undefined7.41 M undefined
202058.18 M undefined9.16 M undefined
201971.58 M undefined11.67 M undefined
201876.17 M undefined19.34 M undefined
201762.59 M undefined9 M undefined
201657.48 M undefined7.5 M undefined
201555.65 M undefined8.68 M undefined
201456.06 M undefined40.61 M undefined
201357.52 M undefined3.3 M undefined
201268.45 M undefined-27.11 M undefined
201177.85 M undefined-48.7 M undefined
201072.07 M undefined-4.31 M undefined
200981.35 M undefined-740,000 undefined
200888.38 M undefined-19.39 M undefined
2007101.62 M undefined7.16 M undefined
2006104.64 M undefined10.05 M undefined
200588.87 M undefined6.62 M undefined

BankFinancial Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
EBIT (M)
EBIT MARGIN (%)
NET INCOME (M)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e
8977748810410188817277685756555762767158526170744851
--13.48-3.9018.9218.18-2.88-12.87-7.95-11.116.94-11.69-16.18-1.75-1.793.648.7722.58-6.58-18.31-10.3417.3114.755.71-35.146.25
-------------------------
0000000000000000000000000
000000000000000000000001014
-------------------------
5-906107-190-4-48-27340879191197109489
--280.00--66.67-30.00-371.43--1,100.00-43.75-111.111,233.33-80.00-12.5028.57111.11-42.11-18.18-22.2242.86-10.00-55.56100.0012.50
----0.240.280.280.280.280.220.040.040.080.160.210.280.370.400.400.400.400.400.400.400.53
0000016.67000-21.43-81.82010010031.2533.3332.148.1100000032.5
24.4724.4724.4722.5422.3720.6619.8219.719.6619.7719.8920.0320.1919.9219.0518.2817.4315.5914.9514.0313.0712.6212.4600
- - - - - - - - - - - - - - - - - - - - - - - - -
Details

Keystats

ⓘ

Revenue and Growth

The BankFinancial Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the BankFinancial is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (M)
TANGIBLE ASSETS (M)
LONG-T. INVEST. (M)
LONG-T. REC. (M)
INTANGIBLE ASSETS (M)
GOODWILL (M)
OTHER NON-CURRENT ASSETS (M)
NON-CURRENT ASSETS (M)
TOTAL ASSETS (M)
LIABILITIES
COMMON STOCK (k)
ADDITIONAL PAID-IN CAPITAL (M)
RETAINED EARNINGS (M)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (M)
EQUITY (M)
LIABILITIES (M)
PROVISIONS (M)
OTHER SHORT-TERM LIAB. (M)
SHORT-TERM DEBTS (M)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (M)
LONG-T. LIAB. (M)
DEFERRED TAXES (M)
OTHER LIAB. (M)
LONG-T. LIABILITIES (M)
DEBT (M)
TOTAL CAPITAL (M)
2003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                           
0000000000000000000000
0000000000000000000000
0000000000000000000000
0000000000000000000000
0000000000000000000000
0000000000000000000000
333332.83534.534.634.632.539.238.335.334.332.731.424.925.23629.829.92526.8926.4
0000000000000000000000
0000000000000000000000
11.69.98.29.67.864.32.73.732.41.91.30.80.30.1070000
10.910.910.922.622.622.622.622.600000000000000
0000006.69.300031.626.722.418.26.23.92.72.85.55.043.76
55.553.851.967.264.963.268.167.142.941.337.767.860.754.643.431.539.939.532.730.531.9330.16
55.553.851.967.264.963.268.167.142.941.337.767.860.754.643.431.539.939.532.730.531.9330.16
                                           
00200200200200200200200200200200200200200200200100100100125125
00240.2227.7198.4195.1195.2194.2193.8193.6193.6193.8184.8173153.8130.5112.4107.890.785.883.4683.3
9596.5107.5113.1113.888.381.571.317.9-9.8-7.331.636.139.543.356.261.664.866.571.874.4373.51
00-19.1-18.1-17.1-16.1-15.2-14.2-13.2-12.2-11.3-10.3-9.3-8.3000000155.38156.38
1.7-1.6-0.13-4.2-0.71.91.81.11.10.40.80.50.40.40.30.20.20.1-6.1-2.63-0.56
96.794.9328.7325.9291.1266.8263.6253.3199.8172.9175.6216.1212.3204.8197.7187.2174.4172.9157.4151.6310.77312.75
11.610.418.411.111.89.611.110.910.99.711.813.211.313.815.514.112.812.617.320.512.759.6
00000000000000005.85.14.903.943.51
0000000000000000000000
32.933.96.28.114.911.57.27.76.32.63.112.964.351.10.810.100000
0000000000000000000000
44.544.324.619.226.721.118.318.617.212.314.926.175.664.916.315.118.717.722.220.516.713.11
00000000000000000019.619.619.6818.74
0000000000000000000000
0000000000000000000025.722.16
00000000000000000019.619.645.3840.9
44.544.324.619.226.721.118.318.617.212.314.926.175.664.916.315.118.717.741.840.162.0854.01
141.2139.2353.3345.1317.8287.9281.9271.9217185.2190.5242.2287.9269.7214202.3193.1190.6199.2191.7372.84366.76
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of BankFinancial provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand BankFinancial's financial health and stability.

Assets

BankFinancial's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that BankFinancial must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of BankFinancial after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into BankFinancial's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (M)
NON-CASH ITEM (M)
PAID INTEREST (M)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (M)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (M)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (M)
NET CHANGE IN EQUITY (M)
CASH FLOW FROM FINANCING ACTIVITIES (M)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (M)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
2002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
5-9111107-190-4-48-27340879191197109
7766566666554444311211
0-60020-148-21200-31549621000
50-311-100-2-422263403-500-551-2-2-2
02410055456623412440-300000
000000000003323691372414
00033331-90-100000000333
1814142913171114241917917141822202113799
-3-8-2-2-1-2-3-3-1-2-20-100-1-10-2-2-1-1
166-34-49-12113282-975912210192-91-87-53-77148184199-101-316197
170-25-47-11813385-946212313195-91-86-53-76159184201-98-314199
0000000000000000000000
0-17000000000000000002000
000220-17-33-7-2-30000-9-13-12-23-18-4-17-4-2
-139-3235100-116-139865-34-131-54-33-313895-6-58-11310092-127-95
-139-1435-120-94-9810013-25-126-54-32-305211210-28-8911194-117-87
0000-4-6-6-6-5-400-1-4-4-5-6-6-5-5-5-5
46-520829-38078112-100155-114-10103730-2992313-1-435111
15.275.8212.0627.4212.2515.628.411.1723.8117.6114.679.7716.6714.3418.2421.619.0820.5711.515.437.357.35
0000000000000000000000

BankFinancial stock margins

The BankFinancial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of BankFinancial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for BankFinancial.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the BankFinancial's sales revenue. A higher gross margin percentage indicates that the BankFinancial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the BankFinancial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the BankFinancial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the BankFinancial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the BankFinancial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the BankFinancial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

BankFinancial Margin History

DateBankFinancial Profit margin
2026e18.92 %
2025e18.02 %
20245.46 %
202313.24 %
202217.11 %
202114.21 %
202015.74 %
201916.3 %
201825.39 %
201714.38 %
201613.05 %
201515.6 %
201472.44 %
20135.74 %
2012-39.61 %
2011-62.56 %
2010-5.98 %
2009-0.91 %
2008-21.94 %
20077.05 %
20069.6 %
20057.45 %

BankFinancial Stock Sales Revenue, EBIT, Earnings per Share

The BankFinancial earnings per share therefore indicates how much revenue BankFinancial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue BankFinancial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates BankFinancial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of BankFinancial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating BankFinancial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

BankFinancial Revenue, EBIT and net profit per share

DateBankFinancial Sales per ShareBankFinancial Earnings per Share
2026e4.12 undefined0.78 undefined
2025e3.88 undefined0.7 undefined
20245.98 undefined0.33 undefined
20235.62 undefined0.74 undefined
20224.69 undefined0.8 undefined
20213.72 undefined0.53 undefined
20203.89 undefined0.61 undefined
20194.59 undefined0.75 undefined
20184.37 undefined1.11 undefined
20173.42 undefined0.49 undefined
20163.02 undefined0.39 undefined
20152.79 undefined0.44 undefined
20142.78 undefined2.01 undefined
20132.87 undefined0.16 undefined
20123.44 undefined-1.36 undefined
20113.94 undefined-2.46 undefined
20103.67 undefined-0.22 undefined
20094.13 undefined-0.04 undefined
20084.46 undefined-0.98 undefined
20074.92 undefined0.35 undefined
20064.68 undefined0.45 undefined
20053.94 undefined0.29 undefined

BankFinancial business model

BankFinancial Corp is an American financial institution based in Burr Ridge, Illinois. The company was founded in 1924 as Beverly State Bank and primarily operated as a real estate lender. In 2004, the company changed its name to BankFinancial and began expanding its product range. Business Model: BankFinancial Corp is a diversified financial holding company that invests in various business sectors, including retail banking, commercial banking, and real estate financing. The company's business model is to offer a wide range of financial products and services to meet the needs of different customers. Retail Banking: BankFinancial operates a network of branches in the state of Illinois and offers a variety of retail banking services. These include checking accounts, savings accounts, money market and certificate of deposit accounts, as well as credit and debit cards. The company also offers various loan products, including mortgages, auto loans, student loans, and personal loans. Commercial Banking: BankFinancial also provides services to small and medium-sized businesses. The company offers financing solutions such as lines of credit, loans, and leasing agreements. They also support payment processing, manage cash flow, and provide cash management solutions. Real Estate Financing: BankFinancial is actively involved in real estate financing, including providing mortgage loans to individual customers and commercial real estate loans. The company also offers construction financing and real estate development loans. Product Range: BankFinancial has a wide range of products and services that cater to many different customers. For example, they offer different types of accounts with varying interest rates to meet different customer needs. They also offer various types of credit cards, from cards with simple rewards programs to VIP cards that provide travel insurance and other benefits. BankFinancial prides itself on providing a high level of customer service and focusing on their individual needs. They also offer online and mobile banking services, and focus on technology and innovation to provide their customers with a seamless and convenient experience. Conclusion: BankFinancial Corp is a versatile financial institution that operates in various sectors and offers its customers a wide range of products and services. The company has evolved from a real estate lender to a diversified financial institution that meets the needs of retail and business customers. BankFinancial sees itself as innovative and customer-oriented, and therefore offers its customers an excellent customer experience tailored to their individual needs. BankFinancial is one of the most popular companies on Eulerpool.com.

BankFinancial SWOT Analysis

Strengths

1. Robust financial performance with steady revenue growth and profitability.

2. Strong asset base and well-established presence in the market.

3. Extensive range of banking products and services to meet customer needs.

Weaknesses

1. Limited geographical presence compared to larger competitors.

2. Relatively smaller customer base, which may impact market share.

3. Lack of diversification in revenue streams, primarily reliant on interest income.

Opportunities

1. Potential for expansion into new markets and geographic regions.

2. Growing demand for digital banking solutions and technology integration.

3. Strategic partnerships and collaborations to enhance product offerings.

Threats

1. Intense competition from larger financial institutions and fintech startups.

2. Economic downturns and market fluctuations affecting overall banking industry.

3. Increasing regulatory burdens and compliance costs.

BankFinancial Revenue by Segment

  • 3 years

  • Max

Details
Details

Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

BankFinancial Revenue by Segment

Segmente202320222021202020192018
Credit and Debit Card1.3 M USD1.4 M USD1.6 M USD1.4 M USD--

  • 3 years

  • Max

Details
Details

Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

BankFinancial Revenue by Segment

Segmente202320222021202020192018
Deposit Account3.32 M USD3.27 M USD3.18 M USD3.2 M USD--
Bank Servicing1.28 M USD1.15 M USD1.14 M USD961,000 USD--

  • 3 years

  • 5 years

  • Max

Details
Details

Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

BankFinancial Revenue by Segment

Segmente202320222021202020192018
Credit and Debit Card----1.5 M USD1.5 M USD
Eulerpool Premium

The World’s Best Investors Are On Eulerpool

Subscribe for $2

BankFinancial Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

BankFinancial historical P/E ratio, EBIT multiple, and P/S ratio

Eulerpool Premium

The World’s Best Investors Are On Eulerpool

Subscribe for $2

BankFinancial shares outstanding

The number of shares was BankFinancial in 2024 — This indicates how many shares 12.463 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue BankFinancial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates BankFinancial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of BankFinancial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating BankFinancial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

BankFinancial dividend history and estimates

In 2024, BankFinancial paid a dividend amounting to 0.4 undefined. Dividend means that BankFinancial distributes a portion of its profits to its owners.

  • Max

Dividend
Dividend (Estimate)
Details
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for BankFinancial provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify BankFinancial’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating BankFinancial's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

BankFinancial Dividend History

DateBankFinancial Dividend
2026e0.53 undefined
2025e0.1 undefined
2012e0.01 undefined
2006e0.06 undefined
2025e0.3 undefined
20240.4 undefined
20230.4 undefined
20220.4 undefined
20210.4 undefined
20200.4 undefined
20190.4 undefined
20180.37 undefined
20170.28 undefined
20160.21 undefined
20150.16 undefined
20140.08 undefined
20130.04 undefined
2012e0.03 undefined
20110.22 undefined
20100.28 undefined
20090.28 undefined
20080.28 undefined
20070.28 undefined
2006e0.18 undefined

BankFinancial dividend payout ratio

In 2024, BankFinancial had a payout ratio of 71.44%. The payout ratio indicates the percentage of the company's profits that BankFinancial distributes as dividends.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for BankFinancial represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for BankFinancial could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate BankFinancial's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

BankFinancial Payout Ratio History

DateBankFinancial Payout ratio
2026e68.4 %
2025e63.8 %
202471.44 %
202369.97 %
202250 %
202194.34 %
202065.57 %
201953.33 %
201833.33 %
201783.67 %
201653.85 %
201545.45 %
20143.98 %
201325 %
2012-2.21 %
2011-8.94 %
2010-127.27 %
2009-700 %
2008-28.57 %
200780 %
200640 %
200569.97 %
Eulerpool Premium

The World’s Best Investors Are On Eulerpool

Subscribe for $2
Unfortunately, there are currently no price targets and forecasts available for BankFinancial.

BankFinancial latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20250.15 -0.03  (-119.61 %)2025 Q2
3/31/20250.15 0.17  (11.11 %)2025 Q1
12/31/20240.2 -0.14  (-170.39 %)2024 Q4
9/30/20240.2 0.16  (-19.56 %)2024 Q3
6/30/20240.17 0.17  (-1.96 %)2024 Q2
3/31/20240.16 0.14  (-14.22 %)2024 Q1
12/31/20230.21 0.17  (-20.63 %)2023 Q4
9/30/20230.19 0.19  (-1.96 %)2023 Q3
6/30/20230.27 0.18  (-33.41 %)2023 Q2
3/31/20230.28 0.21  (-25.13 %)2023 Q1
1
2
3
4
5
...
7

Eulerpool ESG Scorecard© for the BankFinancial stock

Eulerpool World ESG Rating (EESG©)

21/ 100

🌱 Environment

25

👫 Social

26

🏛️ Governance

13

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

BankFinancial shareholders

%
Name
Stocks
Change
Date
8.54782 % M3F, Inc.1,065,27221,3846/30/2025
7.91958 % AllianceBernstein L.P.986,97822,7696/30/2025
6.79076 % BankFinancial, F.S.B.846,298-12,0745/16/2025
6.62489 % Dimensional Fund Advisors, L.P.825,627-4,3736/30/2025
6.31117 % BlackRock Institutional Trust Company, N.A.786,530263,0356/30/2025
5.26673 % The Vanguard Group, Inc.656,366100,5466/30/2025
5.17553 % Strategic Value Bank Partners LLC645,00006/30/2025
5.12815 % Renaissance Technologies LLC639,0963,5246/30/2025
2.15827 % Geode Capital Management, L.L.C.268,975137,3286/30/2025
1.75999 % Black Maple Capital Management LP219,339-21,4186/30/2025
1
2
3
4
5
...
10

BankFinancial Executives and Management Board

Mr. Frank Gasior

(60)
BankFinancial Chairman of the Board, President, Chief Executive Officer (since 1983)
Compensation 613,446

Ms. Marci Slagle

(54)
BankFinancial President of Bank's Equipment Finance Division
Compensation 412,289

Mr. John Manos

(63)
BankFinancial President of Bank’s Commercial Real Estate Lending Division
Compensation 409,584

Mr. Paul Cloutier

(60)
BankFinancial Chief Financial Officer, Executive Vice President, Treasurer
Compensation 400,840

Mr. Gregg Adams

(64)
BankFinancial President of the Marketing and Sales Division of Bank
Compensation 327,016
1
2
3

Most common questions regarding BankFinancial

What values and corporate philosophy does BankFinancial represent?

BankFinancial Corp represents a commitment to integrity, exceptional customer service, and sustainable growth. As a trusted financial institution, BankFinancial Corp strives to provide innovative solutions to meet the diverse needs of its clients. With a strong focus on corporate responsibility, they prioritize community involvement and support local initiatives. By maintaining a customer-centric approach and fostering long-term relationships, BankFinancial Corp aims to be a reliable partner in achieving financial goals. With a solid reputation and a dedication to ethical conduct, BankFinancial Corp stands as a leading player in the financial industry.

In which countries and regions is BankFinancial primarily present?

BankFinancial Corp primarily operates in the United States, with a specific focus on the Midwest region. Headquartered in Illinois, the company serves customers throughout Illinois, Wisconsin, and Indiana. With a network of branches and digital banking services, BankFinancial Corp extends its financial products and services to individuals, businesses, and organizations in these regions.

What significant milestones has the company BankFinancial achieved?

BankFinancial Corp, a renowned financial institution, has achieved several significant milestones throughout its successful history. Notably, the company has successfully expanded its presence in the market, becoming a major player in the finance industry. By consistently delivering exceptional financial services and products, BankFinancial Corp has fostered enduring relationships with its clients. With a focus on innovation and customer satisfaction, the company has continuously adapted to evolving market dynamics, ensuring its growth and sustainability. BankFinancial Corp's commitment to excellence has garnered numerous accolades and recognitions, further solidifying its position as a trusted and reliable financial partner for individuals and businesses.

What is the history and background of the company BankFinancial?

BankFinancial Corp is a financial holding company founded in 1924 and headquartered in Illinois, USA. Operating through its subsidiary, BankFinancial, the company offers a wide range of banking products and services to individuals and businesses. With a rich history spanning over 90 years, BankFinancial Corp has established itself as a trusted provider of financial solutions. The company is dedicated to serving the local community and prides itself on its personalized approach to banking. BankFinancial Corp has built a strong reputation for its commitment to customer satisfaction and remains focused on delivering innovative and reliable financial services to its clients.

Who are the main competitors of BankFinancial in the market?

The main competitors of BankFinancial Corp in the market include other banking and financial institutions such as JPMorgan Chase & Co., Bank of America Corporation, Citigroup Inc., Wells Fargo & Company, and U.S. Bancorp.

In which industries is BankFinancial primarily active?

BankFinancial Corp is primarily active in the banking industry.

What is the business model of BankFinancial?

BankFinancial Corp is a financial institution headquartered in Illinois, United States. The business model of BankFinancial Corp revolves around providing a range of banking services to individuals, businesses, and organizations. As a community bank, BankFinancial Corp focuses on offering personalized financial solutions, including checking and savings accounts, loans, mortgages, and asset management services. With its customer-centric approach and commitment to fostering strong relationships, BankFinancial Corp aims to support the financial goals and aspirations of its clients while ensuring their long-term success and prosperity.

What is the P/E ratio of BankFinancial 2025?

The P/E ratio cannot be calculated for BankFinancial at the moment.

What is the P/S ratio of BankFinancial 2025?

The P/S cannot be calculated for BankFinancial currently.

What is the Quality Investing of BankFinancial?

The Quality Investing for BankFinancial is 4/10.

What is the revenue of BankFinancial 2025?

The expected BankFinancial revenue is 48.31 M USD.

How high is the profit of BankFinancial 2025?

The expected BankFinancial profit is 8.71 M USD.

What is the business model of BankFinancial

BankFinancial Corporation is a holding company that offers various financial services. Its business model includes divisions such as Commercial and Industrial Loans, Residential Real Estate Loans, Consumer Loans, Commercial Real Estate Loans, and Specialty Finance. BankFinancial Corporation is headquartered in Burr Ridge, Illinois. The Commercial and Industrial Loans division of BankFinancial Corporation provides loans to business customers. It also offers specialized services such as cash management solutions, letters of credit, and retail financing. These services aim to meet the financial needs of businesses. The Residential Real Estate Loans division offers a wide range of loans for real estate applications, including loans for the purchase and construction of new homes, refinancing of existing mortgages, and home equity loans. These loans are targeted towards individuals who own or wish to purchase a home. The Consumer Loans division of BankFinancial Corporation focuses on the needs of individual customers who require a loan to cover unexpected expenses or for consumer goods. The loans can be used for the purchase of cars, boats, or other valuable items. The repayment plans are tailored to the needs of the customers. The Commercial Real Estate Loans division offers a wide range of loans for real estate transactions. This includes new construction, refinancing, restructuring, or renovation of existing commercial properties. The target customers are real estate developers, investors, contractors, and commercial property owners. The Specialty Finance division offers specialized financial services that are tailored to the needs of individual customers and businesses. This includes leasing, asset-based financing, factoring, and insurance financing. These services are aimed at customers who have specific requirements that are not covered by other divisions of BankFinancial Corporation. BankFinancial Corporation offers a range of products that are customized to the needs of its customers. This includes bank accounts, credit and debit cards, online banking, and mobility solutions. The bank also offers financial advisory services to assist its customers in optimizing their financial plans and goals. The bank operates a network of ATMs and provides access to a network of bank branches in the region. In summary, BankFinancial Corporation's business model is based on a broad spectrum of financial services tailored to the needs of individual customers, small and medium-sized businesses, and real estate companies. The various divisions of BankFinancial Corporation cover a wide range of financing needs. The bank also offers its customers a wide range of products to meet their needs.

What is the BankFinancial dividend?

BankFinancial pays a dividend of 0.4 USD distributed over payouts per year.

How often does BankFinancial pay dividends?

The dividend cannot currently be calculated for BankFinancial or the company does not pay out a dividend.

What is the BankFinancial ISIN?

The ISIN of BankFinancial is US06643P1049.

What is the BankFinancial WKN?

The WKN of BankFinancial is A0ER9S.

What is the BankFinancial ticker?

The ticker of BankFinancial is BFIN.

How much dividend does BankFinancial pay?

Over the past 12 months, BankFinancial paid a dividend of 0.4 USD . This corresponds to a dividend yield of about . For the coming 12 months, BankFinancial is expected to pay a dividend of 0.53 USD.

What is the dividend yield of BankFinancial?

The current dividend yield of BankFinancial is .

When does BankFinancial pay dividends?

BankFinancial pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of BankFinancial?

BankFinancial paid dividends every year for the past 21 years.

What is the dividend of BankFinancial?

For the upcoming 12 months, dividends amounting to 0.53 USD are expected. This corresponds to a dividend yield of 4.32 %.

In which sector is BankFinancial located?

BankFinancial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von BankFinancial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of BankFinancial from 8/29/2025 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 8/15/2025.

When did BankFinancial pay the last dividend?

The last dividend was paid out on 8/29/2025.

What was the dividend of BankFinancial in the year 2024?

In the year 2024, BankFinancial distributed 0.4 USD as dividends.

In which currency does BankFinancial pay out the dividend?

The dividends of BankFinancial are distributed in USD.

All fundamentals about BankFinancial

Our stock analysis for BankFinancial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of BankFinancial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.