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M&T Bank Stock MTB

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M&T Bank stock price

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Overview

The Quote Chart provides detailed and dynamic insights into the M&T Bank stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the M&T Bank stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the M&T Bank stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze M&T Bank's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

M&T Bank Stock Price History

DateM&T Bank Price
9/22/20250 undefined
9/22/2025198.92 undefined
9/19/2025202.04 undefined
9/18/2025200.45 undefined
9/17/2025198.62 undefined
9/16/2025195.30 undefined
9/15/2025197.52 undefined
9/12/2025198.82 undefined
9/11/2025197.85 undefined
9/10/2025198.19 undefined
9/9/2025199.02 undefined
9/8/2025199.24 undefined
9/5/2025199.59 undefined
9/4/2025202.38 undefined
9/3/2025198.59 undefined
9/2/2025199.00 undefined
8/29/2025201.68 undefined
8/28/2025200.82 undefined
8/27/2025202.04 undefined
8/26/2025200.17 undefined
8/25/2025198.22 undefined

M&T Bank Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into M&T Bank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by M&T Bank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects M&T Bank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of M&T Bank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into M&T Bank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing M&T Bank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on M&T Bank’s growth potential.

M&T Bank Revenue, EBIT and net profit per share

DateM&T Bank RevenueM&T Bank Net Income
2030e10.65 B undefined2.57 B undefined
2029e10.39 B undefined2.52 B undefined
2028e10.1 B undefined2.44 B undefined
2027e10.48 B undefined3.41 B undefined
2026e10.13 B undefined3.13 B undefined
2025e9.72 B undefined2.77 B undefined
202413.45 B undefined2.45 B undefined
202312.75 B undefined2.64 B undefined
20228.6 B undefined1.89 B undefined
20216.11 B undefined1.78 B undefined
20206.28 B undefined1.28 B undefined
20196.94 B undefined1.85 B undefined
20186.45 B undefined1.84 B undefined
20176.02 B undefined1.33 B undefined
20165.72 B undefined1.22 B undefined
20155 B undefined987.69 M undefined
20144.74 B undefined978.53 M undefined
20134.82 B undefined1.06 B undefined
20124.61 B undefined953.39 M undefined
20114.37 B undefined781.74 M undefined
20103.84 B undefined675.83 M undefined
20093.77 B undefined332.01 M undefined
20084.22 B undefined555.1 M undefined
20074.48 B undefined654.26 M undefined
20064.36 B undefined839.19 M undefined
20053.74 B undefined782.18 M undefined

M&T Bank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
EBIT (B)
EBIT MARGIN (%)
NET INCOME (B)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
1983198419851986198719881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e2028e2029e2030e
0.230.260.410.430.470.540.630.710.850.880.850.871.081.171.261.621.762.12.582.352.963.243.744.364.484.223.773.844.384.614.824.7455.726.026.456.946.286.118.612.7513.459.7210.1310.4810.110.3910.65
-14.1057.924.659.3514.7416.7613.5618.964.13-3.512.3523.658.367.8028.938.5719.3122.75-8.7225.629.6015.3316.612.71-5.83-10.511.7014.025.334.64-1.785.4714.535.197.247.55-9.51-2.8040.9248.235.50-27.734.173.47-3.582.862.42
------------------------------------------------
000000000000000000000000000000000000000000000000
00000000000000000000000000000000022.272.432.441.6300004.134.354.394.054.150
------------------------------------------------
0.010.020.040.050.040.040.040.050.060.090.10.110.130.150.180.210.270.290.350.460.570.720.780.840.650.560.330.680.780.951.060.980.991.221.331.841.851.281.781.892.642.452.773.133.412.442.522.57
-240.00123.5339.47-24.5310.00-6.8229.2720.7546.884.2615.3112.3918.1117.3317.6128.027.9223.4329.1825.6626.008.317.29-22.05-15.14-40.18103.3115.7022.0211.44-7.910.9223.918.5038.360.71-30.8338.866.4839.40-7.0912.9013.208.82-28.363.321.86
----------------------1.752.252.602.802.802.802.802.802.802.802.803.553.003.554.104.404.504.805.205.355.607.307.915.725.885.99
0000000000000000000000028.5715.567.69000000026.79-15.4918.3315.497.322.276.678.332.884.6730.368.36-27.692.81.87
57.3656.2853.7754.6955.5973.9972.1168.2273.4775.4476.0174.6472.8871.769.7779.580.983.1799.0295.66115.93120.41116.23113.92110.01110.9114.78118.84123.08126.41129.6131.84137.53157.3152.55144.15134.46128.7128.81164.03167167.32000000
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Details

Keystats

Revenue and Growth

The M&T Bank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the M&T Bank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (M)
TANGIBLE ASSETS (B)
LONG-T. INVEST. (M)
LONG-T. REC. (M)
INTANGIBLE ASSETS (M)
GOODWILL (B)
OTHER NON-CURRENT ASSETS (M)
NON-CURRENT ASSETS (B)
TOTAL ASSETS (B)
LIABILITIES
COMMON STOCK (B)
ADDITIONAL PAID-IN CAPITAL (B)
RETAINED EARNINGS (B)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (M)
EQUITY (B)
LIABILITIES (B)
PROVISIONS (M)
OTHER SHORT-TERM LIAB. (M)
SHORT-TERM DEBTS (B)
LONG-TERM DEBT PORTION (B)
SHORT-TERM REC. (B)
LONG-T. LIAB. (B)
DEFERRED TAXES (M)
OTHER LIAB. (M)
LONG-T. LIABILITIES (B)
DEBT (B)
TOTAL CAPITAL (B)
198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                                                                   
000000000000000000000000000000000000000000
000000000000000000000000000000000000000000
000000000000000000000000000000000000000000
000000000000000000000000000000000000000000
000000000000000000000000000000000000000000
000000000000000000000000000000000000000000
0.040.040.040.060.060.060.060.070.090.130.130.130.130.130.120.160.170.260.260.240.40.370.340.340.370.390.440.440.580.590.630.610.670.680.650.651.141.161.141.651.741.71
000000000000000000000000000000000000000000
000000000000000000000000000000000000000000
000000000000000000170.27118.79240.83165.51108.26250.23248.56183.5182.42125.92176.39115.7668.8535.03140.2797.6671.5947.0729.0314.174209.3714794
000000000000000.020.550.651.21.11.12.92.92.92.913.23.193.523.523.523.523.523.524.594.594.594.594.594.594.598.498.478.47
000000000000000000000000000000000000000000
0.040.040.040.060.060.060.060.070.090.130.130.130.130.130.140.710.821.461.531.463.543.443.353.493.823.764.144.094.284.244.234.175.45.375.315.295.765.775.7410.3510.3510.26
0.040.040.040.060.060.060.060.070.090.130.130.130.130.130.140.710.821.461.531.463.543.443.353.493.823.764.144.094.284.244.234.175.45.375.315.295.765.775.7410.3510.3510.26
                                                                                   
0.010.010.010.010.040.040.040.040.080.080.080.080.080.040.040.040.040.050.050.050.060.060.060.060.060.630.790.80.930.940.951.31.311.311.311.311.331.331.832.12.12.48
0.030.030.030.030.10.10.10.10.10.10.10.10.10.10.10.480.460.911.11.192.892.92.892.892.852.92.442.42.833.033.233.416.686.686.596.586.596.626.641010.0210
0.080.10.110.230.250.290.330.370.430.510.60.690.810.941.091.271.51.742.022.32.743.273.854.444.825.065.085.435.876.487.197.818.439.2210.1611.5212.8213.4414.6515.7517.5219.08
0000000000000003.75-22.113.6528.9860.9631.98-11.43-92.57-48.51-110.05-732.26-331.66-201.03-352.37-236.79-95.17-305.59-297.35-276.17-317.82-270.83-242.49-206.29-203.99-459.75-271-10
00000000009.15-50.56-3.16-2.4912.022.870000000000000033.93127.248.09-16.32-44.15-147.5337.38144.677.63-329.17-187-153
0.130.140.160.280.390.430.460.510.60.690.780.820.981.071.251.81.982.73.193.65.726.226.717.347.617.867.988.439.2710.211.3112.3416.1716.9217.7118.9920.5421.3322.9827.0729.1931.4
0.030.030.050.060.050.080.110.10.130.120.110.10.170.20.330.450.910.530.420.41.020.730.820.890.981.3611.071.791.511.111.361.711.631.451.451.761.71.73.673.83.64
000000000000000000000000000000000000487.56467431709717677
000000000000000000000000000000000000000000
0.180.070.110.220.340.370.830.971.020.692.11.361.271.151.052.232.552.073.053.434.444.75.534.127.454.634.072.572.182.470.260.192.130.160.184.40.060.060.053.555.321.06
0000000000000000000000000000000000000000.740.533.27
0.210.10.170.280.390.450.941.071.150.812.211.471.451.351.382.683.462.63.473.835.465.436.355.018.4365.063.643.973.991.381.553.841.81.635.852.312.232.178.6810.368.65
0.040.030.030.030.020.010.0100.010.080.080.10.180.180.430.510.511.161.161.062.382.591.952.4433.443.393.343.893.185.119.0110.659.498.148.446.994.383.493.227.679.34
000000000000000000000000000000000000000000
000000000000000000000000000000254.19212.06162.65176.86139.19190.6987.0900000
0.040.030.030.030.020.010.0100.010.080.080.10.180.180.430.510.511.161.161.062.382.591.952.4433.443.393.343.893.185.369.2210.829.678.288.647.074.383.493.227.679.34
0.250.140.190.310.420.460.961.081.160.882.291.561.621.521.813.193.973.764.634.897.848.038.297.4411.439.448.456.997.867.166.7410.7714.6611.479.9114.489.396.615.6611.918.0317.98
0.380.280.350.590.810.891.421.581.761.573.072.392.62.593.054.995.956.467.828.4913.5514.241514.7919.0417.316.4315.4117.1317.3718.0423.130.8328.3927.6233.4729.9327.9428.6538.9747.2249.38
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of M&T Bank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand M&T Bank's financial health and stability.

Assets

M&T Bank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that M&T Bank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of M&T Bank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into M&T Bank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (B)
NON-CASH ITEM (M)
PAID INTEREST (B)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (B)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (B)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (B)
NET CHANGE IN EQUITY (M)
CASH FLOW FROM FINANCING ACTIVITIES (B)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (M)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
19861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.050.040.040.040.050.070.10.10.120.130.150.180.210.270.290.350.460.570.720.780.840.650.560.380.740.861.031.141.071.081.321.411.921.931.351.861.992.74
56668913161724252859779916290140138115114115120128125141145138130125149141129229235234337366
1281493-27-23-2-7-3-7-31-5-28-36-60-137-88-68-44-17825133131139923961744001557-3187-30-97
0.04-0.010.01-0.0400.180.250.080.2-0.040.050.15-0.250.24-0.05-0.360.080.51-0.05-0.59-0.40.410.740.360.620.7-0.92-0.44-0.260.15-0.460.81-0.020.03-0.850.452.321.01
01030-3-1181-1101418211930334751815519723023314739116-4468-8818501118687-48-114
0000000000000000000000000000.30.260.40.50.410.520.740.370.140.432.69
4301471844977711068834347252147189250329453472345370290-19287251405389411378276494375320275314487452
0.090.040.060.020.070.260.320.180.340.110.230.360.040.610.350.150.631.220.720.30.541.331.631.191.681.770.50.931.11.741.182.782.092.360.792.724.573.91
-33-8-32-16-7-28-32-24-6-30-35-43-33-40-52-61-85-93-89-76-92-109-96-59-71-70-91-129-73-81-107-79-97-178-172-149-214-256
-0.3-0.89-0.86-0.260.250.60.89-0.89-0.02-1.18-0.93-1.02-0.790.01-0.56-0.45-1.58-0.28-3.96-1.58-0.37-4.78-2.262.50.480.37-4.06-2.2-11.717.71-0.723.39-1.410.73-22.02-13.6316.59-7.87
-0.27-0.88-0.83-0.240.260.630.93-0.87-0.02-1.15-0.89-0.98-0.750.05-0.51-0.38-1.5-0.18-3.87-1.5-0.27-4.67-2.172.560.550.44-3.97-2.07-11.647.8-0.613.47-1.310.91-21.85-13.4816.81-7.62
00000000000000000000000000000000000000
0.080.120.020.460.060.05-0.261.41-0.81-0.03-0.160.171.520.510.140.951.41-0.81.090.32-1.355.35-1.18-3.14-4.04-2.12-1.79-0.283.85-9.58-3.06-1.284.54-5.89-2.67-0.862.75.97
077-34-20-164000-44-37-80-67-231-79-54-323-2400-610-509-373-50860000125003460-646-1,205-2,194-1,335-373495-1,800-594
0.450.720.660.26-0.32-0.82-0.970.66-0.461.060.780.61.09-0.1-0.260.531.23-0.322.71.4-0.043.590.44-4.01-2.46-1.624.10.9610.31-9.46-0.51-6.08-0.5-3.2521.3510.7-20.984.18
0.380.530.68-0.18-0.36-0.9-0.69-0.740.411.141.040.51-0.17-0.5-0.29-00.160.612.411.791.94-0.971.32-0.521.950.776.291.656.560.573.72-3.06-2.264.5925.0311.71-21.01-0.23
-3-4-6-7-8-12-14-16-18-19-19-21-29-35-52-95-96-135-187-198-249-281-308-357-375-398-411-418-441-456-523-530-582-619-636-648-881-968
242-132-13719735240-51-144-1685-63335513-468239277615-535126134142-199-321-312518534-313-299-5-47100184-169116-215182211
5926.731.78.266.3230.8284.5160330.377.8199316.33.1566.4294.192.6540.81,122634.8221.5447.91,225.11,531.81,130.11,604.51,702.2408.5802.71,025.81,660.51,075.72,702.91,992.22,179.6616.92,565.84,359.33,649
00000000000000000000000000000000000000

M&T Bank stock margins

The M&T Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of M&T Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for M&T Bank.
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Profit margin
Details
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the M&T Bank's sales revenue. A higher gross margin percentage indicates that the M&T Bank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the M&T Bank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the M&T Bank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the M&T Bank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the M&T Bank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the M&T Bank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

M&T Bank Margin History

DateM&T Bank Profit margin
2030e24.13 %
2029e24.26 %
2028e24.15 %
2027e32.5 %
2026e30.91 %
2025e28.44 %
202418.2 %
202320.67 %
202221.98 %
202129.1 %
202020.36 %
201926.65 %
201828.44 %
201722.06 %
201621.38 %
201519.77 %
201420.66 %
201322.03 %
201220.69 %
201117.87 %
201017.61 %
20098.8 %
200813.16 %
200714.61 %
200619.25 %
200520.92 %

M&T Bank Stock Sales Revenue, EBIT, Earnings per Share

The M&T Bank earnings per share therefore indicates how much revenue M&T Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

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  • 25 Years

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Sales per Share
Earnings per Share
Details
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue M&T Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates M&T Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of M&T Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating M&T Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

M&T Bank Revenue, EBIT and net profit per share

DateM&T Bank Sales per ShareM&T Bank Earnings per Share
2030e63.62 undefined15.35 undefined
2029e62.11 undefined15.07 undefined
2028e60.39 undefined14.58 undefined
2027e62.63 undefined20.36 undefined
2026e60.53 undefined18.71 undefined
2025e58.11 undefined16.53 undefined
202480.4 undefined14.64 undefined
202376.36 undefined15.78 undefined
202252.45 undefined11.53 undefined
202147.4 undefined13.8 undefined
202048.8 undefined9.94 undefined
201951.62 undefined13.75 undefined
201844.78 undefined12.74 undefined
201739.46 undefined8.7 undefined
201636.37 undefined7.78 undefined
201536.32 undefined7.18 undefined
201435.92 undefined7.42 undefined
201337.21 undefined8.2 undefined
201236.46 undefined7.54 undefined
201135.55 undefined6.35 undefined
201032.29 undefined5.69 undefined
200932.88 undefined2.89 undefined
200838.02 undefined5.01 undefined
200740.7 undefined5.95 undefined
200638.27 undefined7.37 undefined
200532.16 undefined6.73 undefined

M&T Bank business model

M&T Bank Corp is a US bank headquartered in Buffalo, New York. Founded in 1856 as Manufacturers and Traders Bank, it is now one of the largest banks in the United States, offering a comprehensive portfolio of financial products and services for both individual and business customers. M&T Bank is one of the most popular companies on Eulerpool.com.

M&T Bank SWOT Analysis

Strengths

M&T Bank Corp has several strengths that contribute to its success in the market. Firstly, it has a strong brand reputation and a long-established presence in the banking industry. This enables the company to build trust and credibility among its customers.

Secondly, M&T Bank Corp boasts a robust financial position and a well-diversified portfolio. The company has consistently delivered strong financial performance, which enhances its ability to withstand economic downturns and provide stability to its stakeholders.

Additionally, M&T Bank Corp has a loyal customer base and a wide network of branches and ATMs. This extensive presence allows the company to cater to the needs of its customers effectively, which, in turn, improves customer satisfaction and retention rates.

Weaknesses

Despite its strengths, M&T Bank Corp also faces certain weaknesses that can hinder its growth and performance. One of the notable weaknesses is its limited geographic presence. The majority of M&T Bank Corp's operations are concentrated in specific regions, which exposes the company to regional economic vulnerabilities and limits its potential for expansion in new markets.

Another weakness is the potential impact of regulatory changes on M&T Bank Corp's operations. As a financial institution, the company is subject to various regulations and compliance requirements, which can increase costs and create operational challenges.

Opportunities

There are several opportunities that M&T Bank Corp can capitalize on to drive growth and profitability. Firstly, the increasing trend of digital banking presents an opportunity for the company to enhance its online and mobile banking services. By investing in technology and providing seamless digital experiences, M&T Bank Corp can attract tech-savvy customers and gain a competitive edge.

Additionally, M&T Bank Corp can explore potential mergers and acquisitions to expand its geographic footprint and enter new markets. Strategic partnerships can provide access to untapped customer segments and diversify the company's revenue streams.

Threats

M&T Bank Corp faces certain threats that need to be mitigated to ensure sustainable growth. One of the key threats is intense competition within the banking industry. The presence of numerous established players and emerging fintech firms increases competitive pressure, which can impact market share and profitability.

Another threat is the potential for economic downturns and volatility in financial markets. Such events can lead to credit risk, increased loan defaults, and reduced consumer spending, affecting M&T Bank Corp's profitability and asset quality.

M&T Bank Revenue by Segment

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Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

M&T Bank Revenue by Segment

Segmente201820172016
Retail banking segment1.68 B USD1.54 B USD-
Commercial banking segment1.11 B USD1.09 B USD-
Commercial real estate segment849.18 M USD819.34 M USD-
Business banking segment546.18 M USD506.46 M USD-
Discretionary portfolio segment218.36 M USD300.95 M USD372 M USD
Residential mortgage banking segment319.49 M USD351.92 M USD-
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Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

M&T Bank Revenue by Segment

Segmente201820172016
Commercial real estate segment--788.09 M USD
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Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

M&T Bank Revenue by Segment

Segmente201820172016
Retail banking segment--1.4 B USD
Commercial banking segment--1.06 B USD
Business banking segment--463.12 M USD
Residential mortgage banking segment--413.51 M USD
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M&T Bank Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

M&T Bank historical P/E ratio, EBIT multiple, and P/S ratio

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M&T Bank shares outstanding

The number of shares was M&T Bank in 2024 — This indicates how many shares 167.319 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue M&T Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates M&T Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of M&T Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating M&T Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

M&T Bank stock splits

In M&T Bank's history, there have been no stock splits.

M&T Bank dividend history and estimates

In 2024, M&T Bank paid a dividend amounting to 5.35 undefined. Dividend means that M&T Bank distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
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Dividend

Dividend Overview

The dividend per year chart for M&T Bank provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify M&T Bank’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating M&T Bank's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

M&T Bank Dividend History

DateM&T Bank Dividend
2030e5.99 undefined
2029e5.88 undefined
2028e5.72 undefined
2027e7.91 undefined
2026e7.3 undefined
2025e1.4 undefined
2017e0.75 undefined
2025e4.2 undefined
20245.35 undefined
20235.2 undefined
20224.8 undefined
20214.5 undefined
20204.4 undefined
20194.1 undefined
20183.55 undefined
2017e2.25 undefined
20163.55 undefined
20152.8 undefined
20142.8 undefined
20132.8 undefined
20122.8 undefined
20112.8 undefined
20102.8 undefined
20092.8 undefined
20082.8 undefined
20072.6 undefined
20062.25 undefined
20051.75 undefined

M&T Bank dividend payout ratio

In 2024, M&T Bank had a payout ratio of 37.91%. The payout ratio indicates the percentage of the company's profits that M&T Bank distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for M&T Bank represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for M&T Bank could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate M&T Bank's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

M&T Bank Payout Ratio History

DateM&T Bank Payout ratio
2030e39.04 %
2029e39.04 %
2028e39.2 %
2027e38.88 %
2026e39.03 %
2025e39.68 %
202437.91 %
202339.5 %
202241.63 %
202132.61 %
202044.27 %
201929.82 %
201827.86 %
201734.48 %
201635.99 %
201539 %
201456.6 %
201342.68 %
201237.14 %
201144.09 %
201049.21 %
200996.89 %
200855.89 %
200743.7 %
200630.53 %
200526 %
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Unfortunately, there are currently no price targets and forecasts available for M&T Bank.

M&T Bank latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20254.03 4.24  (5.13 %)2025 Q2
3/31/20253.43 3.32  (-3.31 %)2025 Q1
12/31/20243.77 3.86  (2.48 %)2024 Q4
9/30/20243.67 4.02  (9.39 %)2024 Q3
6/30/20243.54 3.73  (5.44 %)2024 Q2
3/31/20243.11 3.86  (24.16 %)2024 Q1
12/31/20233.48 3.61  (3.65 %)2023 Q4
9/30/20233.97 3.98  (0.18 %)2023 Q3
6/30/20234.08 5.05  (23.76 %)2023 Q2
3/31/20234.03 4.01  (-0.58 %)2023 Q1
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Eulerpool ESG Scorecard© for the M&T Bank stock

Eulerpool World ESG Rating (EESG©)

94/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

84

Environment

Scope 1 - Direct Emissions
17,124
Scope 2 - Indirect emissions from purchased energy
37,458
Scope 3 - Indirect emissions within the value chain
7,349
Total CO₂ emissions
54,582
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees59
Percentage of women in management
Percentage of Asian employees6
Share of Asian management5
Percentage of Hispanic/Latino employees7
Hispano/Latino Management share5
Percentage of Black employees11
Black Management Share7
Percentage of white employees71
White Management Share80
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

M&T Bank shareholders

%
Name
Stocks
Change
Date
11.47606 % The Vanguard Group, Inc.19,201,632-202,9936/30/2025
5.95247 % Wellington Management Company, LLP9,959,61365,5486/30/2025
5.79063 % Fidelity Management & Research Company LLC9,688,819-327,0306/30/2025
5.03699 % BlackRock Institutional Trust Company, N.A.8,427,835-671,5076/30/2025
4.55927 % State Street Global Advisors (US)7,628,519-429,9556/30/2025
2.78309 % JP Morgan Asset Management4,656,641-75,9106/30/2025
2.61199 % Geode Capital Management, L.L.C.4,370,363-72,8636/30/2025
2.51232 % State Farm Insurance Companies4,203,59006/30/2025
2.32637 % Morgan Stanley Smith Barney LLC3,892,45256,5086/30/2025
1.33719 % Norges Bank Investment Management (NBIM)2,237,378547,6266/30/2025
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M&T Bank Executives and Management Board

Mr. Rene Jones

(60)
M&T Bank Chairman of the Board, Chief Executive Officer (since 2005)
Compensation 10.27 M

Mr. Kevin Pearson

(62)
M&T Bank Vice Chairman, Co-Head of Businesses (since 2002)
Compensation 5.26 M

Mr. Daryl Bible

(63)
M&T Bank Chief Financial Officer, Senior Executive Vice President
Compensation 4.84 M

Mr. Christopher Kay

(59)
M&T Bank Senior Executive Vice President, Head of Enterprise Platforms
Compensation 3.53 M

Mr. Robert Sadler

(79)
M&T Bank Independent Director
Compensation 313,014
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M&T Bank Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,420,390,45-0,140,650,86
SupplierCustomer0,29-0,540,13-0,74-0,50
SupplierCustomer0,260,550,100,46-0,040,60
SupplierCustomer0,26-0,110,040,41-0,500,48
SupplierCustomer0,04-0,460,39-0,49-0,320,47
SupplierCustomer-0,110,420,28-0,59
STMicroelectronics Stock
STMicroelectronics
SupplierCustomer-0,250,030,32-0,410,230,69
1

Most common questions regarding M&T Bank

What values and corporate philosophy does M&T Bank represent?

M&T Bank Corp represents a strong set of values and a clear corporate philosophy. The company believes in fostering customer-centric relationships and delivering exceptional service. M&T Bank Corp values integrity, prudence, and a long-term focus, ensuring the stability and growth of its operations. With a commitment to responsible banking practices, M&T Bank Corp prioritizes ethical conduct and transparency. Through its community-focused approach, the company actively supports local economies and strives to make a positive impact. M&T Bank Corp believes in continuously adapting to changing environments and technology advancements while staying true to its core values, making it a reliable and trusted institution.

In which countries and regions is M&T Bank primarily present?

M&T Bank Corp is primarily present in the United States.

What significant milestones has the company M&T Bank achieved?

M&T Bank Corp has achieved significant milestones throughout its history. One major accomplishment was its expansion and acquisition of several banks and financial institutions, which helped M&T Bank Corp establish a strong presence in the banking industry. The company also achieved notable recognition for its exceptional customer service and commitment to community development. M&T Bank Corp has consistently been named one of the top performing banks and has received numerous awards for its financial stability and leadership. Furthermore, the company's continued growth and steady earnings have contributed to its reputation as a trusted and reliable financial institution.

What is the history and background of the company M&T Bank?

M&T Bank Corp, founded in 1856, is a prominent American financial institution headquartered in Buffalo, New York. With a rich history spanning over 160 years, M&T Bank Corp has grown to become one of the nation's leading regional banks. The company offers a wide range of banking services, including commercial banking, retail banking, and wealth management. M&T Bank Corp has played a significant role in supporting the growth and development of local communities, providing financial resources and expertise to individuals, businesses, and organizations. Today, M&T Bank Corp continues to be recognized for its strong commitment to customer service, innovation, and community engagement.

Who are the main competitors of M&T Bank in the market?

The main competitors of M&T Bank Corp in the market include JPMorgan Chase & Co, Bank of America Corporation, Wells Fargo & Company, Citigroup Inc, and PNC Financial Services Group, Inc.

In which industries is M&T Bank primarily active?

M&T Bank Corp is primarily active in the banking industry.

What is the business model of M&T Bank?

M&T Bank Corp operates under a diversified business model. As a regional financial institution, M&T Bank Corp primarily focuses on providing banking services to customers in the Mid-Atlantic region of the United States. Their business model revolves around offering a wide range of financial products and services, including commercial and retail banking, investment, and mortgage banking. M&T Bank Corp aims to meet the banking needs of individuals, small businesses, and corporate clients, ensuring customer satisfaction through exceptional service and personalized solutions. With a strong commitment to growth and community development, M&T Bank Corp continues to thrive as a trusted banking partner for their customers.

What is the P/E ratio of M&T Bank 2025?

The P/E ratio cannot be calculated for M&T Bank at the moment.

What is the P/S ratio of M&T Bank 2025?

The P/S cannot be calculated for M&T Bank currently.

What is the Quality Investing of M&T Bank?

The Quality Investing for M&T Bank is 5/10.

What is the revenue of M&T Bank 2025?

The expected M&T Bank revenue is 9.72 B USD.

How high is the profit of M&T Bank 2025?

The expected M&T Bank profit is 2.77 B USD.

What is the business model of M&T Bank

The M&T Bank Corp is a US financial company based in Buffalo, New York. The company was founded in 1856 and is now one of the largest banks in the eastern United States. Its business model focuses on three main divisions: retail banking, business banking, and institutional banking. In the retail banking division, M&T Bank offers a wide range of financial products and services to individual customers. This includes checking accounts, savings and credit card services, as well as insurance and investment products. The bank particularly caters to middle-class customers and provides tailored solutions based on their individual needs. The business banking division covers small to medium-sized businesses and large corporations. M&T Bank offers customized financing solutions such as loans, lending, and leasing. Additionally, the bank supports its customers in evaluating investment projects or optimizing business processes. The third division of the company is institutional banking, which serves clients such as government institutions, non-profit organizations, and insurance companies. M&T Bank provides specialized services tailored to the needs of this specific customer group. This includes asset management and custody services, as well as strategic consulting services. The company is also active in wealth management and investment banking. Wealth management involves advising and managing assets, while investment banking provides support for securities issuance, mergers, and IPOs. An important aspect of the business model is to promote innovation and drive digitization. The bank utilizes modern technologies such as online banking, mobile applications, and digital security solutions to provide the best solutions to its customers. In conclusion, the business model of M&T Bank is focused on three main divisions: retail banking, business banking, and institutional banking. The company offers tailored financial services and products and leverages modern technologies and innovations.

What is the M&T Bank dividend?

M&T Bank pays a dividend of 4.8 USD distributed over 4 payouts per year.

How often does M&T Bank pay dividends?

M&T Bank pays out a dividend 4 times a year.

What is the M&T Bank ISIN?

The ISIN of M&T Bank is US55261F1049.

What is the M&T Bank WKN?

The WKN of M&T Bank is 863582.

What is the M&T Bank ticker?

The ticker of M&T Bank is MTB.

How much dividend does M&T Bank pay?

Over the past 12 months, M&T Bank paid a dividend of 5.35 USD . This corresponds to a dividend yield of about . For the coming 12 months, M&T Bank is expected to pay a dividend of 7.3 USD.

What is the dividend yield of M&T Bank?

The current dividend yield of M&T Bank is .

When does M&T Bank pay dividends?

M&T Bank pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of M&T Bank?

M&T Bank paid dividends every year for the past 26 years.

What is the dividend of M&T Bank?

For the upcoming 12 months, dividends amounting to 7.3 USD are expected. This corresponds to a dividend yield of 3.67 %.

In which sector is M&T Bank located?

M&T Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von M&T Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of M&T Bank from 9/30/2025 amounting to 1.5 USD, you needed to have the stock in your portfolio before the ex-date on 9/2/2025.

When did M&T Bank pay the last dividend?

The last dividend was paid out on 9/30/2025.

What was the dividend of M&T Bank in the year 2024?

In the year 2024, M&T Bank distributed 5.2 USD as dividends.

In which currency does M&T Bank pay out the dividend?

The dividends of M&T Bank are distributed in USD.

All fundamentals about M&T Bank

Our stock analysis for M&T Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of M&T Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.