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Primerica Stock PRI

Price

279.00
Today +/-
-0.31
Today %
-0.13 %

Primerica stock price

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Weekly
Details

Price

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Overview

The Quote Chart provides detailed and dynamic insights into the Primerica stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Primerica stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Primerica stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Primerica's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Primerica Stock Price History

DatePrimerica Price
10/3/2025279.00 undefined
10/2/2025279.36 undefined
10/1/2025276.76 undefined
9/30/2025277.60 undefined
9/28/2025276.19 undefined
9/25/2025277.46 undefined
9/24/2025274.04 undefined
9/24/2025273.52 undefined
9/23/2025286.05 undefined
9/22/2025272.29 undefined
9/19/2025275.40 undefined
9/18/2025272.61 undefined
9/17/2025270.81 undefined
9/16/2025267.66 undefined
9/15/2025269.86 undefined
9/12/2025274.23 undefined
9/11/2025274.41 undefined
9/10/2025269.81 undefined
9/9/2025271.51 undefined
9/8/2025274.91 undefined
9/5/2025273.47 undefined
9/4/2025273.77 undefined

Primerica Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details
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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Primerica, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Primerica from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Primerica’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Primerica. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Primerica’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Primerica’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Primerica’s growth potential.

Primerica Revenue, EBIT and net profit per share

DatePrimerica RevenuePrimerica EBITPrimerica Net Income
2028e3.78 B undefined0 undefined942.97 M undefined
2027e3.63 B undefined866.65 M undefined866.75 M undefined
2026e3.46 B undefined859.53 M undefined806.41 M undefined
2025e3.29 B undefined829.13 M undefined743.52 M undefined
20243.09 B undefined964.28 M undefined468.78 M undefined
20232.82 B undefined798.33 M undefined574.12 M undefined
20222.72 B undefined805.89 M undefined469.94 M undefined
20212.71 B undefined759.07 M undefined475.4 M undefined
20202.22 B undefined539.9 M undefined384.5 M undefined
20192.05 B undefined507.2 M undefined364.7 M undefined
20181.9 B undefined445.1 M undefined322.2 M undefined
20171.69 B undefined409.6 M undefined347.7 M undefined
20161.52 B undefined369.7 M undefined217.6 M undefined
20151.41 B undefined331.4 M undefined188.3 M undefined
20141.34 B undefined314.3 M undefined179.4 M undefined
20131.23 B undefined280 M undefined160.1 M undefined
20121.15 B undefined299.2 M undefined169.2 M undefined
20111.1 B undefined271.9 M undefined152.3 M undefined
20101.36 B undefined382.3 M undefined223 M undefined
20092.22 B undefined741.8 M undefined482.7 M undefined
20082.2 B undefined523.4 M undefined151.4 M undefined
20072.39 B undefined913.2 M undefined593.6 M undefined
20062.25 B undefined878.2 M undefined602 M undefined
20052.25 B undefined886.1 M undefined593.4 M undefined

Primerica Income Statement, Balance Sheet, Cash Flow Statement

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  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (B)
NET INCOME (M)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e2028e
2.252.252.392.22.221.361.11.151.231.341.411.521.691.92.052.222.712.722.823.093.293.463.633.78
-0.316.03-8.121.09-38.69-18.964.536.599.115.227.8711.0412.438.058.1821.970.413.499.736.355.394.824.27
74.0173.7869.5875.7374.91122.19150.77144.23135.31124.01117.86109.2698.4087.5381.0074.8863.1261.1459.0853.8450.6248.0445.8343.95
00000000000000001.711.66000000
593602593151482223152169160179188217347322364384475469574468743806866942
-1.52-1.50-74.54219.21-53.73-31.8411.18-5.3311.885.0315.4359.91-7.2013.045.4923.70-1.2622.39-18.4758.768.487.448.78
-----0.040.100.240.440.480.640.700.781.001.361.601.882.202.603.304.163.984.294.68
00000015014083.339.0933.339.3711.4328.213617.6517.517.0218.1826.9226.06-4.337.799.09
757575757572.973.162.456.654.650.947.545.64442.340.239.6538.1136.0334.20000
- - - - - - - - - - - - - - - - - - - - - - - -
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Keystats

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Revenue and Growth

The Primerica Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Primerica is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (B)
CURRENT ASSETS (B)
TANGIBLE ASSETS (M)
LONG-T. INVEST. (B)
LONG-T. REC. (M)
INTANGIBLE ASSETS (M)
GOODWILL (M)
OTHER NON-CURRENT ASSETS (M)
NON-CURRENT ASSETS (B)
TOTAL ASSETS (B)
LIABILITIES
COMMON STOCK (k)
ADDITIONAL PAID-IN CAPITAL (B)
RETAINED EARNINGS (B)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (M)
EQUITY (B)
LIABILITIES (M)
PROVISIONS (M)
OTHER SHORT-TERM LIAB. (B)
SHORT-TERM DEBTS (M)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (B)
LONG-T. LIAB. (B)
DEFERRED TAXES (M)
OTHER LIAB. (M)
LONG-T. LIABILITIES (B)
DEBT (B)
TOTAL CAPITAL (B)
200720082009201020112012201320142015201620172018201920202021202220232024
                                   
00000000000000502.1562.3400
00000000000000257.68254.2800
00000000000000231.75200.0400
000000000000000000
000000000000004.524.2600
000000000000005.515.2800
2115131613130265927283694105115.9693.8692.4688.72
5.495.366.472.152.021.961.842.072.182.382.753.133.663.94.264.14.214.33
00000000500014006.920
8682797572706962585552484545195.83185.53175.0345.28
1950000000000000179.15127.71127.710
0000017323630374959696981.893.63116.59122.66
5.85.456.562.252.112.061.942.192.332.52.873.273.874.124.844.64.724.59
5.85.456.562.252.112.061.942.192.332.52.873.273.874.1210.359.884.724.59
                                   
0001,0001,0001,0001,0001,000000000394368350334
1.141.11.120.880.840.60.470.350.180.0500000.01000
3.63.343.650.40.340.50.640.80.951.141.381.491.591.7122.152.282.23
47-324415651554222-20-134-21-628.61118.14-41.32190.07
0013096951146674324340-76512863.78-240.87-170.01-162.84
4.784.114.941.431.331.281.221.251.151.221.421.461.651.842.082.032.072.26
5340203000000000000000
000000000000535353.924661.3655.48
0.820.561.40.320.230.260.090.070.080.10.120.080.050.090.110.10.120.14
0000000000000015000
00000000000000010.3100
0.880.61.60.320.230.260.090.070.080.10.120.080.10.150.180.160.180.2
0000.30.30.370.370.60.740.881.111.341.561.721.972.041.981.9
000000106125142199153164189202226204.02112.5857.62
294306273386381359378411409450451487510565614.71579.98582.93548.16
0.290.310.270.690.680.730.861.131.291.521.711.992.262.492.812.822.682.5
1.170.911.8810.910.990.951.21.371.621.832.072.362.632.992.982.862.7
5.955.026.822.442.242.262.172.442.512.853.253.534.014.475.075.014.934.96
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Primerica provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Primerica's financial health and stability.

Assets

Primerica's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Primerica must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Primerica after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Primerica's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (M)
NON-CASH ITEM (M)
PAID INTEREST (M)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (M)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (M)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (M)
NET CHANGE IN EQUITY (M)
CASH FLOW FROM FINANCING ACTIVITIES (M)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (M)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
200620072008200920102011201220132014201520162017201820192020202120222023
602593167494232157173162181189219350324366386371367576
295333157391157114128140156168195223252272242281390307
4741-61-1919-31318253844-53200-25-79-43
-258-358113-162-379-189-196-136-138-148-172-140-118-164-9-71-7-171
-3-228910572623162930212734294311710941
23001327383233322827272827332727
2743242602212609685686662458388115123154178227
6836086707164087124187237264294391478485643656757692
-12-7-4-40000000000-27-24-25-33
-88118-562-3577391286235-15-58-47-131-232-201-53-923-200-90
-76126-558-3537391286235-15-58-47-131-232-201-25-898-174-56
000000000000000000
0000007400000000213-120
00000-204-268-154-147-199-150-150-210-225-231-18-356-375
-424-336-436-56-1,289-206-211-184-175-240-187-193-261-290-301107-457-479
-424-336-436-5604-2-5-1-7-4-7-6-7-5-11-5-10
0000-1,289-7-14-25-26-32-33-35-44-57-64-74-83-93
168386-323300-47610-233643-395967-17-5290-15596123
670.9600.5665.8711.440.987.2124.3187.7237.3264.3294.4391.5478.1485.5615.8632.27731.86658.62
000000000000000000

Primerica stock margins

The Primerica margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Primerica. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Primerica.

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EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Primerica's sales revenue. A higher gross margin percentage indicates that the Primerica retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Primerica's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Primerica's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Primerica's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Primerica. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Primerica's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Primerica Margin History

Primerica Gross marginPrimerica Profit marginPrimerica EBIT marginPrimerica Profit margin
2028e61.15 %0 %24.92 %
2027e61.15 %23.88 %23.88 %
2026e61.15 %24.83 %23.29 %
2025e61.15 %25.24 %22.63 %
202461.15 %31.22 %15.17 %
202361.15 %28.35 %20.39 %
202261.15 %29.63 %17.28 %
202163.13 %28.01 %17.54 %
202061.15 %24.3 %17.31 %
201961.15 %24.7 %17.76 %
201861.15 %23.43 %16.96 %
201761.15 %24.23 %20.57 %
201661.15 %24.28 %14.29 %
201561.15 %23.49 %13.34 %
201461.15 %23.44 %13.38 %
201361.15 %22.78 %13.03 %
201261.15 %25.93 %14.66 %
201161.15 %24.65 %13.81 %
201061.15 %28.07 %16.37 %
200961.15 %33.41 %21.74 %
200861.15 %23.82 %6.89 %
200761.15 %38.2 %24.83 %
200661.15 %38.96 %26.71 %
200561.15 %39.43 %26.41 %

Primerica Stock Sales Revenue, EBIT, Earnings per Share

The Primerica earnings per share therefore indicates how much revenue Primerica has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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EBIT per share
Earnings per Share
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Primerica earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Primerica's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Primerica’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Primerica's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Primerica Revenue, EBIT and net profit per share

DatePrimerica Sales per SharePrimerica EBIT per sharePrimerica Earnings per Share
2028e110.65 undefined0 undefined27.57 undefined
2027e106.11 undefined0 undefined25.34 undefined
2026e101.23 undefined0 undefined23.58 undefined
2025e96.06 undefined0 undefined21.74 undefined
202490.33 undefined28.2 undefined13.71 undefined
202378.16 undefined22.16 undefined15.94 undefined
202271.38 undefined21.15 undefined12.33 undefined
202168.34 undefined19.14 undefined11.99 undefined
202055.27 undefined13.43 undefined9.56 undefined
201948.55 undefined11.99 undefined8.62 undefined
201843.18 undefined10.12 undefined7.32 undefined
201737.08 undefined8.98 undefined7.63 undefined
201632.05 undefined7.78 undefined4.58 undefined
201527.72 undefined6.51 undefined3.7 undefined
201424.56 undefined5.76 undefined3.29 undefined
201321.71 undefined4.95 undefined2.83 undefined
201218.49 undefined4.79 undefined2.71 undefined
201115.09 undefined3.72 undefined2.08 undefined
201018.68 undefined5.24 undefined3.06 undefined
200929.61 undefined9.89 undefined6.44 undefined
200829.29 undefined6.98 undefined2.02 undefined
200731.87 undefined12.18 undefined7.91 undefined
200630.05 undefined11.71 undefined8.03 undefined
200529.96 undefined11.81 undefined7.91 undefined

Primerica business model

Primerica Inc is an American financial services company founded in 1977 by Art Williams. The company is headquartered in Duluth, Georgia and is part of the Primerica Financial Services Holding Company, Inc. Primerica's business model is focused on making financial education accessible to the general population and helping its clients achieve their financial goals. Primerica offers various services ranging from life insurance to investments and debt management. The company is known for its special products, such as "Term Life Insurance," which provides customers with flexibility and long-term security. Overall, Primerica is divided into two main pillars: distribution and investment services. Primerica's distribution services specialize in the sale of life insurance and other financial products. The company has over 130,000 independent representatives who advise customers on purchasing life insurance and other financial products. Primerica has a focus on families, young adults, and the middle class, aiming to provide them with affordable financial services. Primerica's investment services include various investment and asset products, ranging from indices to funds and 401(k) plans. Primerica offers customers a wide range of investment options tailored to the needs of customers of all ages and income levels. The company is also involved in debt counseling, providing customers with advice and support on how to best reduce or eliminate their debts. Primerica targets a broad audience and operates primarily in the United States and Canada. The company has established itself as a leading provider of financial products and services for residential and commercial purposes in the American market. However, Primerica has also expanded internationally in recent years and is now operating worldwide. Overall, Primerica has a strong business model focused on providing its customers with easy, affordable, and accessible access to financial products and services. The company has also demonstrated its commitment to promoting financial education and literacy through various programs and initiatives that aim to strengthen the financial knowledge of the general population. Primerica has established itself as one of the most successful financial services companies in the United States. The company has offered its customers a wide range of financial products and services and has been able to serve these customers in an efficient and accessible manner. Throughout, Primerica has always kept its commitment to promoting financial education and literacy in mind, establishing itself as a leading provider of these services. Primerica is one of the most popular companies on Eulerpool.com.

Primerica SWOT Analysis

Strengths

Primerica Inc has established itself as a well-known player in the financial services industry.

The company has a large network of independent representatives, allowing for widespread distribution.

Primerica's business model focuses on providing financial education, which enhances customer trust and loyalty.

Weaknesses

Primerica heavily relies on its network of independent representatives, which can lead to inconsistent service quality across different regions.

The company's product portfolio is limited primarily to insurance and investment products, which may hinder its ability to cater to diverse customer needs.

Primerica's strong reliance on a salesforce may increase operational costs and reduce profitability.

Opportunities

The growing demand for financial planning and education presents an opportunity for Primerica to expand its customer base and market share.

Financial technology advancements can be leveraged by Primerica to streamline operations and enhance customer experience.

Targeting underserved markets, such as low-income individuals, can provide Primerica with a unique competitive advantage.

Threats

Intense competition from traditional financial institutions and emerging fintech disruptors poses a threat to Primerica's market position.

Regulatory changes and compliance requirements may increase operational costs and impact the company's profitability.

Economic downturns and market volatility can negatively affect Primerica's customers' investment performance and, in turn, its business results.

Primerica Revenue by Segment

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Details
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Revenue by Segment

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Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Primerica Revenue by Segment

Segmente202120192018201720162015201420132012
Commissions and Fees--677.61 M USD------

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Revenue by Segment

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Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Primerica Revenue by Segment

Segmente202120192018201720162015201420132012
Term Life Insurance Segment-1.23 B USD1.12 B USD992.22 M USD866.38 M USD763.95 M USD759.29 M USD694.98 M USD643.04 M USD
Investment and Savings Products Segment941.85 M USD691.61 M USD655.08 M USD572.75 M USD524.62 M USD522.22 M USD512.07 M USD457.14 M USD413.97 M USD
Term life insurance segment revenues1.58 B USD--------
Corporate and Other Distributed Products Segment131.76 M USD133.67 M USD121.57 M USD124.13 M USD128.08 M USD119.15 M USD-115.34 M USD133.71 M USD
Corporate and Other------68.66 M USD--
Senior Health segment revenues60.44 M USD--------

Primerica Revenue by Region

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Revenue by Segment

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Overview of Revenue by Region

The chart shows revenues by region and provides a clear comparison of regional revenue distribution. Each region is clearly marked to illustrate the differences.

Interpretation and Usage

The diagram helps to identify the regions with the highest revenue and to make targeted decisions for regional expansion or investments. It supports the analysis of market potentials and strategic priorities.

Investment Strategy

An investment strategy focused on regions concentrates on the deliberate capital allocation in different markets to optimally use regional growth opportunities. It takes into account market conditions and regional risk factors.

Primerica Revenue by Segment

DateCanadaCANADAUnited States
2021398.68 M USD-2.31 B USD
2019304.9 M USD-1.75 B USD
2018292.7 M USD-1.61 B USD
2017269.44 M USD-1.42 B USD
2016237.5 M USD-1.28 B USD
2015-231.76 M USD1.17 B USD
2014-244.14 M USD1.1 B USD
2013-232.38 M USD1.04 B USD
2012-219.1 M USD971.62 M USD
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Primerica Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Primerica historical P/E ratio, EBIT multiple, and P/S ratio

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Primerica shares outstanding

The number of shares was Primerica in 2024 — This indicates how many shares 34.199 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Primerica earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Primerica's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Primerica’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Primerica's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Primerica dividend history and estimates

In 2024, Primerica paid a dividend amounting to 3.3 undefined. Dividend means that Primerica distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
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Dividend

ⓘ

Dividend Overview

The dividend per year chart for Primerica provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Primerica’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Primerica's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Primerica Dividend History

DatePrimerica Dividend
2028e4.68 undefined
2027e4.29 undefined
2026e3.98 undefined
2025e1.04 undefined
2010e0.02 undefined
2025e3.12 undefined
20243.3 undefined
20232.6 undefined
20222.2 undefined
20211.88 undefined
20201.6 undefined
20191.36 undefined
20181 undefined
20170.78 undefined
20160.7 undefined
20150.64 undefined
20140.48 undefined
20130.44 undefined
20120.24 undefined
20110.1 undefined
2010e0.02 undefined

Primerica dividend payout ratio

In 2024, Primerica had a payout ratio of 16.76%. The payout ratio indicates the percentage of the company's profits that Primerica distributes as dividends.

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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Primerica represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Primerica could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Primerica's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Primerica Payout Ratio History

DatePrimerica Payout ratio
2028e16.97 %
2027e16.92 %
2026e16.87 %
2025e17.12 %
202416.76 %
202316.75 %
202217.84 %
202115.68 %
202016.72 %
201915.78 %
201813.66 %
201712.73 %
201615.25 %
201517.3 %
201414.63 %
201315.6 %
20128.89 %
20114.81 %
20100.65 %
200916.75 %
200816.75 %
200716.75 %
200616.75 %
200516.75 %
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Unfortunately, there are currently no price targets and forecasts available for Primerica.

Primerica latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20255.26 5.46  (3.78 %)2025 Q2
3/31/20254.83 5.02  (3.94 %)2025 Q1
12/31/20245.03 5.03  (-0.09 %)2024 Q4
9/30/20244.83 5.68  (17.62 %)2024 Q3
6/30/20244.52 4.71  (4.22 %)2024 Q2
3/31/20244.16 3.91  (-6.06 %)2024 Q1
12/31/20234.32 4.25  (-1.52 %)2023 Q4
9/30/20234.07 4.28  (5.15 %)2023 Q3
6/30/20233.85 3.99  (3.71 %)2023 Q2
3/31/20233.51 3.49  (-0.47 %)2023 Q1
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Eulerpool ESG Scorecard© for the Primerica stock

Eulerpool World ESG Rating (EESG©)

66/ 100

🌱 Environment

33

👫 Social

88

🏛️ Governance

76

Environment

Scope 1 - Direct Emissions
588
Scope 2 - Indirect emissions from purchased energy
3,899
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
4,487
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees63.3
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Primerica shareholders

%
Name
Stocks
Change
Date
10.18330 % Kayne Anderson Rudnick Investment Management, LLC3,482,586-80,7466/30/2025
10.09854 % The Vanguard Group, Inc.3,453,599-32,5396/30/2025
8.16562 % BlackRock Institutional Trust Company, N.A.2,792,562-62,3216/30/2025
7.34587 % Fidelity Management & Research Company LLC2,512,214-27,3246/30/2025
4.64597 % Baron Capital Management, Inc.1,588,874-15,0566/30/2025
3.89916 % Burgundy Asset Management Ltd.1,333,47323,4546/30/2025
3.07386 % State Street Global Advisors (US)1,051,231-54,8036/30/2025
2.40940 % Brave Warrior Advisors, LLC823,992-10,6626/30/2025
2.17230 % Geode Capital Management, L.L.C.742,906-77,3796/30/2025
1.78603 % Dimensional Fund Advisors, L.P.610,804-6336/30/2025
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Primerica Executives and Management Board

Mr. Glenn Williams

(64)
Primerica Chief Executive Officer, Director
Compensation 4.18 M

Mr. Peter Schneider

(67)
Primerica President (since 2015)
Compensation 3.43 M

Ms. Alison Rand

(56)
Primerica Executive Vice President
Compensation 2.38 M

Ms. Tracy Tan

(53)
Primerica Chief Financial Officer, Executive Vice President
Compensation 883,770

Mr. Donald Williams

(67)
Primerica Non-Executive Chairman of the Board (since 1999)
Compensation 321,161
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Primerica Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Lincoln National Stock
Lincoln National
SupplierCustomer0,930,860,910,830,780,84
Brighthouse Financial Stock
Brighthouse Financial
SupplierCustomer0,870,720,790,670,180,70
American International Group Stock
American International Group
SupplierCustomer0,630,450,75-0,16-0,160,61
Equitable Holdings Stock
Equitable Holdings
SupplierCustomer0,560,740,840,860,610,84
Allstate Stock
Allstate
SupplierCustomer0,480,420,75-0,48-0,290,62
Invesco Stock
Invesco
SupplierCustomer0,310,780,860,860,800,88
Franklin Resources Stock
Franklin Resources
SupplierCustomer0,260,510,500,890,800,88
Fidelity National Financial Stock
Fidelity National Financial
SupplierCustomer0,250,300,370,790,570,77
1

Most common questions regarding Primerica

What values and corporate philosophy does Primerica represent?

Primerica Inc represents strong values and a corporate philosophy centered around financial empowerment and education. The company aims to help individuals and families achieve financial independence through their products and services. They prioritize client education and their representatives are trained to provide personalized support to help customers make informed financial decisions. By offering term life insurance, investment solutions, and other financial services, Primerica Inc aims to assist people in building a secure financial future. With their emphasis on financial education and empowerment, Primerica Inc plays a significant role in promoting financial literacy and enhancing the financial well-being of its clients.

In which countries and regions is Primerica primarily present?

Primerica Inc is primarily present in the United States and Canada. With its headquarters in Duluth, Georgia, Primerica is a leading financial services company that focuses on providing life insurance, mutual funds, and other financial products to middle-income households. While the company's presence extends beyond these two countries, its operations are primarily concentrated in North America. As a respected player in the industry, Primerica Inc has established a strong presence and network within the United States and Canada, helping individuals and families achieve their financial goals through their comprehensive product offerings.

What significant milestones has the company Primerica achieved?

Primerica Inc has achieved several significant milestones throughout its history. The company initially started as a subsidiary of Citigroup and became an independent entity in 2010. Over the years, Primerica has grown to become a leading financial services provider, specializing in insurance and investment solutions. It has successfully expanded its market presence and currently operates in the United States, Canada, and Puerto Rico. Primerica has consistently been recognized for its exceptional business model and commitment to empowering middle-income families with financial knowledge and services. The company's growth, dedication, and industry expertise make Primerica Inc a notable player in the financial services sector.

What is the history and background of the company Primerica?

Primerica Inc is a financial services company with a rich history and background. Founded in 1977, Primerica has become a renowned name in the industry, providing individuals and families with crucial financial education and products. As a leading direct seller of financial services, Primerica focuses on empowering middle-income families, offering services like term life insurance, mutual funds, and other investment solutions. With a commitment to financial independence, Primerica has grown into a respected and trusted company over the years. As of today, Primerica Inc continues to leave a positive impact on individuals by helping them achieve their financial goals and secure a better future.

Who are the main competitors of Primerica in the market?

The main competitors of Primerica Inc in the market include financial services firms such as Northwestern Mutual, Transamerica, and Edward Jones. These companies offer similar products and services like insurance, investment, and retirement planning. However, Primerica differentiates itself by focusing on middle-income families and offering affordable term life insurance and investment opportunities. With its unique multi-level marketing approach, Primerica aims to empower Main Street families with financial education and accessible solutions, setting itself apart from its competitors in the market.

In which industries is Primerica primarily active?

Primerica Inc is primarily active in the financial services industry.

What is the business model of Primerica?

The business model of Primerica Inc is focused on providing financial services and products to middle-income households in North America. Their main goal is to help individuals and families achieve financial independence through a combination of education, solutions, and accessible products. Primerica utilizes a network marketing approach, where they recruit and train independent representatives to sell their financial products and services. By doing so, Primerica aims to empower individuals to take control of their financial futures and make informed decisions about their money.

What is the P/E ratio of Primerica 2025?

The Primerica P/E ratio is 12.83.

What is the P/S ratio of Primerica 2025?

The Primerica P/S ratio is 2.9.

What is the Quality Investing of Primerica?

The Quality Investing for Primerica is 8/10.

What is the revenue of Primerica 2025?

The expected Primerica revenue is 3.29 B USD.

How high is the profit of Primerica 2025?

The expected Primerica profit is 743.52 M USD.

What is the business model of Primerica

Primerica Inc. is a US-based company primarily engaged in the financial and insurance services industry. The company was founded in 1977 and is headquartered in Duluth, Georgia. Primerica's business model is based on a multilevel marketing system that allows its independent sales representatives to earn commissions on the sale of financial and insurance products. The company offers a wide range of financial services, including life insurance, investment funds, retirement products, and mortgages. It also provides various types of insurance such as life, accident, and health insurance. Primerica Financial Services also offers retirement plans and investment products. Additionally, the company provides consulting services to assist customers in planning their financial future. Primerica also has a subsidiary called Primerica Online Financial Services that offers online financial services such as online banking, online trading, and other financial services utilized by customers. The success of Primerica's business model is evident from its consistent revenue growth in recent years. The company has a strong presence in the North American market and is known for its wide range of financial and insurance products. In summary, Primerica offers a business model that allows independent sales representatives to build their own business and increase their income opportunities. The company offers a broad range of financial services and insurance products, along with consulting services to assist customers in planning their financial future. Primerica has proven to be a successful company and is expected to continue growing and expanding in the future.

What is the Primerica dividend?

Primerica pays a dividend of 2.2 USD distributed over 4 payouts per year.

How often does Primerica pay dividends?

Primerica pays out a dividend 4 times a year.

What is the Primerica ISIN?

The ISIN of Primerica is US74164M1080.

What is the Primerica WKN?

The WKN of Primerica is A1CVKD.

What is the Primerica ticker?

The ticker of Primerica is PRI.

How much dividend does Primerica pay?

Over the past 12 months, Primerica paid a dividend of 3.3 USD . This corresponds to a dividend yield of about 1.18 %. For the coming 12 months, Primerica is expected to pay a dividend of 3.98 USD.

What is the dividend yield of Primerica?

The current dividend yield of Primerica is 1.18 %.

When does Primerica pay dividends?

Primerica pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of Primerica?

Primerica paid dividends every year for the past 19 years.

What is the dividend of Primerica?

For the upcoming 12 months, dividends amounting to 3.98 USD are expected. This corresponds to a dividend yield of 1.43 %.

In which sector is Primerica located?

Primerica is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Primerica kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Primerica from 9/15/2025 amounting to 1.04 USD, you needed to have the stock in your portfolio before the ex-date on 8/22/2025.

When did Primerica pay the last dividend?

The last dividend was paid out on 9/15/2025.

What was the dividend of Primerica in the year 2024?

In the year 2024, Primerica distributed 2.6 USD as dividends.

In which currency does Primerica pay out the dividend?

The dividends of Primerica are distributed in USD.

All fundamentals about Primerica

Our stock analysis for Primerica Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Primerica Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.