Horace Mann Educators Stock

Horace Mann Educators P/S 2025

Horace Mann Educators P/S

1.16

Ticker

HMN

ISIN

US4403271046

WKN

882987

As of Oct 6, 2025, Horace Mann Educators's P/S ratio stood at 1.16, a 12.62% change from the 1.03 P/S ratio recorded in the previous year.

The Horace Mann Educators P/S history

Horace Mann Educators Aktienanalyse

What does Horace Mann Educators do?

The Horace Mann Educators Corporation is an American company founded in 1945. It is headquartered in Springfield, Illinois and is a publicly traded company listed on the New York Stock Exchange under the symbol "HMN." Horace Mann is a leading provider of insurance and retirement products for teachers, school administrators, and their families. Horace Mann is named after the founder of the American education system, who advocated for the introduction of compulsory education. The company aims to protect and improve the lives of teachers and their families, and to establish itself as a leading provider of teacher insurance and retirement products. Horace Mann's business model focuses on the needs of educational institutions and their employees. The company offers a variety of products and services, including insurance, investment advice, and financial planning. Horace Mann has three subsidiaries that focus on different aspects of the business: Horace Mann Insurance Services Inc., Horace Mann Life Insurance Company, and Horace Mann Investors Inc. Horace Mann's insurance division offers a variety of insurance products, including auto, home, life, liability, and accident insurance. The company works with various insurance companies to guarantee the best protection for its customers. Horace Mann has also developed a range of specialized insurance products for teachers and school administrators to cover their specific needs and risks. Horace Mann's investment advisory department offers a wide range of investment advisory and financial planning services for teachers and school administrators. The services include retirement planning, wealth accumulation, retirement planning, and education savings. Horace Mann has also developed specialized retirement products for teachers and school administrators aimed at providing them with a secure and stable retirement. Horace Mann also has an investment department that focuses on managing its clients' assets. The company offers a wide range of investment services, including stocks, bonds, mutual funds, and exchange-traded funds (ETFs). In addition to the products and services for teachers, Horace Mann also offers liability insurance for school boards and teachers in schools and educational institutions. These insurances provide protection for liability claims that may arise from the performance of their duties. Overall, Horace Mann has established a strong position as a leading provider of teacher insurance and retirement products in the United States over the past decades. The company focuses on meeting the specific needs of teachers and school administrators and offering them a wide range of products and services to support them in their daily lives. The Horace Mann brand stands for trust and reliability, as the company has been working with educational institutions and their employees for almost seven decades. Horace Mann Educators ist eines der beliebtesten Unternehmen auf Eulerpool.com.

P/S Details

Decoding Horace Mann Educators's P/S Ratio

Horace Mann Educators's Price to Sales (P/S) Ratio is a crucial financial metric that measures the company's market valuation relative to its total sales revenue. It's calculated by dividing the company's market capitalization by its total sales over a specific period. A lower P/S ratio can indicate that the company is undervalued, while a higher ratio may suggest overvaluation.

Year-to-Year Comparison

Comparing Horace Mann Educators's P/S ratio yearly provides insights into how the market perceives the company’s value relative to its sales. An increasing ratio over time can indicate growing investor confidence, while a decreasing trend might reflect concerns about the company’s revenue generation capabilities or market conditions.

Impact on Investments

The P/S ratio is instrumental for investors evaluating Horace Mann Educators's stock. It offers insights into the company’s efficiency in generating sales and its market valuation. Investors use this ratio to compare similar companies within the same industry, aiding in selecting stocks that offer the best value for investment.

Interpreting P/S Ratio Fluctuations

Variations in Horace Mann Educators’s P/S ratio can result from changes in the stock price, sales revenue, or both. Understanding these fluctuations is crucial for investors to evaluate the company’s current valuation and future growth potential, aligning their investment strategies accordingly.

Frequently Asked Questions about Horace Mann Educators stock

What is the price-to-earnings ratio of Horace Mann Educators?

The price-earnings ratio of Horace Mann Educators is currently 1.16.

How has the price-earnings ratio of Horace Mann Educators changed compared to last year?

The price-to-earnings ratio of Horace Mann Educators has increased by 12.62% increased compared to last year.

What consequences does a high price-earnings ratio have for investors?

A high price-to-earnings ratio indicates that the company's stock is relatively expensive and investors may potentially achieve a lower return.

What does a low price-earnings ratio mean?

A low price-earnings ratio means that the company's stock is relatively cheap and investors may potentially achieve a higher return.

Is the price-earnings ratio of Horace Mann Educators high compared to other companies?

Yes, the price-to-earnings ratio of Horace Mann Educators is high compared to other companies.

How does an increase in the price-earnings ratio of Horace Mann Educators affect the company?

An increase in the price-earnings ratio of Horace Mann Educators would lead to a higher market capitalization of the company, which in turn would lead to a higher valuation of the company.

How does a reduction in the price-to-earnings ratio of Horace Mann Educators affect the company?

A decrease in the price-earnings ratio of Horace Mann Educators would result in a lower market capitalization of the company, which in turn would lead to a lower valuation of the company.

What are some factors that influence the price-earnings ratio of Horace Mann Educators?

Some factors that influence the price-earnings ratio of Horace Mann Educators are the company's growth, financial position, industry development, and the overall economic situation.

How much dividend does Horace Mann Educators pay?

Over the past 12 months, Horace Mann Educators paid a dividend of 1.36 USD . This corresponds to a dividend yield of about 3.06 %. For the coming 12 months, Horace Mann Educators is expected to pay a dividend of 1.63 USD.

What is the dividend yield of Horace Mann Educators?

The current dividend yield of Horace Mann Educators is 3.06 %.

When does Horace Mann Educators pay dividends?

Horace Mann Educators pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Horace Mann Educators?

Horace Mann Educators paid dividends every year for the past 23 years.

What is the dividend of Horace Mann Educators?

For the upcoming 12 months, dividends amounting to 1.63 USD are expected. This corresponds to a dividend yield of 3.67 %.

In which sector is Horace Mann Educators located?

Horace Mann Educators is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Horace Mann Educators kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Horace Mann Educators from 9/30/2025 amounting to 0.35 USD, you needed to have the stock in your portfolio before the ex-date on 9/16/2025.

When did Horace Mann Educators pay the last dividend?

The last dividend was paid out on 9/30/2025.

What was the dividend of Horace Mann Educators in the year 2024?

In the year 2024, Horace Mann Educators distributed 1.32 USD as dividends.

In which currency does Horace Mann Educators pay out the dividend?

The dividends of Horace Mann Educators are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Horace Mann Educators

Our stock analysis for Horace Mann Educators Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Horace Mann Educators Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.